A profitable, PE-backed consumer lender (cards and loans) is strengthening its first line fraud and financial crime capability and is looking for a permanent Senior Manager, Fraud & Financial Crime to be the hands-on, technical heart of the function.
Reporting to the Head of Fraud and Financial Crime and working closely with the MLRO and DMLRO, you will maintain the technical fraud and financial crime strategy and turn strategic priorities into effective, scalable controls across fraud, AML and wider financial crime risk.
This is a genuinely hands-on role: you will be as comfortable in the data as you are shaping technical direction, supported by two analysts you will manage and develop.
We are particularly interested in people who are genuinely fluent in how AI is reshaping this space, both as a detection tool and as a weapon for bad actors, and who can turn that into practical controls rather than slideware.
What you’ll do:
- Maintain the technical fraud and financial crime strategy, providing the insight, analysis and recommendations that support the Head of Fraud and Financial Crime in setting overall direction
- Get hands-on with the analytics yourself, from data extraction through to clear, actionable recommendations, and deliver through your team as well as personally
- Support the continuous enhancement of the operating model through technical expertise, analysis and process improvement
- Develop business cases and technical proposals for new controls, technologies and detection capability
- Investigate complex issues, pressure-test existing controls and support the resolution of fraud and financial crime problems at pace
- Manage, coach and develop two analysts
What you’ll bring:
- Extensive fraud and financial crime experience in the UK across onboarding and existing customers, covering card and revolving credit portfolios (essential)
- Strong, current hands-on analytics: you write your own SQL and work directly with data (R or Python a real plus), able to take work from data access through to final recommendation
- A credible, current point of view on AI in fraud and financial crime
- Solid grasp of relevant UK regulation and the ability to translate it into workable first line controls
- Experience coaching, mentoring and managing analysts or small technical teams
- Pragmatic and commercially minded, comfortable in a fast-paced, evolving environment and in ambiguity
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