Overview
We insure small businesses and enable big dreams. With over 1,000,000 active insurance policies, we protect builders, bakers, landlords and more than 1,200 other trades. We’re a technology company as well as one that sells insurance, building a better way to buy small business insurance using data and AI.
What Is the Opportunity? You will play a pivotal role in supporting the small business cause by managing a diverse portfolio of risks at a macro level. This is not just about technical frameworks; it’s about championing small business success, leading technical excellence and using market research to develop world‑class underwriting. You will have a direct impact on the business by monitoring account performance and driving frequent pricing and product actions.
Responsibilities
As one of our Senior SME Underwriters, you’ll:
- Take ownership of portfolio performance, understanding and improving the book to ensure long‑term sustainability.
- Collaboratively manage technical frameworks, including pricing models, underwriting rules, policy wordings and endorsements.
- Exercise underwriting authority by making expert judgements and managing the technical referral process for the wider team.
- Build and own strategic relationships with key stakeholders and insurer partners to maintain strong foundations.
- Maintain technical rigor by supporting our audit and peer review processes to ensure high standards and accuracy.
- Deliver large‑scale internal projects with a focus on ensuring our products provide genuine and honest value to our customers.
Qualifications
- Expertise in the commercial SME market with a deep underwriting background.
- Knowledge of portfolio mechanics, with the ability to control and manage a diverse book of business.
- Data‑driven and analytical, using a logical approach to technical underwriting to inform decisions.
- Strong communication skills to simplify complex technical work for others while maintaining a close eye on detail.
- Relationship building ability to negotiate commercially with insurer partners.
- Committed to professional learning, ideally near completion of an ACII qualification.
Benefits
We offer a flexible hybrid work pattern and 25 days annual leave plus bank holidays, with the option to purchase five additional days. We provide flexible parental leave (six months full pay for the primary caregiver and four weeks for the secondary), life event leave (extra days every two years), a paid sabbatical after five and ten years of service, private medical insurance, a health cash plan, competitive salary, annual bonus potential, a dedicated learning platform, mental health support, pension match up to five percent, a tax‑free life assurance sum, a salary‑sacrifice car scheme, and a flexible benefits scheme for critical illness, dental, travel or gym memberships.
Employment Practices
Simply Business is committed to providing equality and opportunities for all employees and candidates. We do not discriminate on the grounds of race, colour, religion, belief, political opinion, disability, nationality, ethnic origin, sex, sexual orientation or relationship status at any stage of the hiring process or employment.
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