Exposure / Catastrophe Analyst
Location: (Location)
Salary: Up to £30,000 (Graduate) | Competitive DOE (Experienced)
The Role
A specialist (re)insurance business is looking to add an Exposure / Catastrophe Analyst to its Exposure Management team. This is an open-level hire — we’re equally interested in hearing from ambitious graduates and experienced analysts, so if the role speaks to you, please read on.
Two Routes In
Graduate / Early Career
You hold a degree in a quantitative or spatial discipline — Maths, Geography, Geology, Environmental Science, Physics or similar — and have a genuine interest in natural perils, world events and how the (re)insurance industry models and manages risk. No direct industry experience is needed; analytical sharpness and intellectual curiosity will take you far here.
Experienced Analyst — 1 to 4 Years
You’ve built your career in exposure management or catastrophe modelling within a syndicate, company insurer, MGA or broker environment. You’re comfortable with vendor platforms (Moody’s RMS in particular), portfolio analytics and EP reporting, and you’re ready for a role with broader scope and genuine development opportunity.
What the Role Involves
- Running and interpreting Exceedance Probability (EP) curves and aggregate model outputs
- Inputting and manipulating exposure data in Moody’s RMS
- Managing data flows and working closely with underwriters on data quality
- Supporting Lloyd’s and internal reporting — RDS loss estimates, Class of Business EP, combined EP numbers
- Contributing to post-event loss analysis
- Developing and refining internal proprietary models
- Producing exposure reports that directly support underwriting decisions
What We’re Looking For
All candidates:
- 2:1 degree or above, ideally in a numerate or spatial subject
- Strong analytical skills and confidence with large datasets
- Solid Excel skills; broader Microsoft 365 familiarity
- Clear communicator, comfortable working both independently and collaboratively
- Well-organised with a disciplined approach to deadlines
Experienced candidates:
- Hands-on experience with Moody’s RMS or similar catastrophe modelling tools
- Familiarity with SQL and/or Power BI (desirable)
- Knowledge of Lloyd’s reporting frameworks
- Property and/or Specialty Treaty exposure (desirable)
Why Apply
This is a technically demanding, commercially visible role sitting at the intersection of data, modelling and underwriting. You’ll work across a wide range of peril classes, contribute to meaningful decisions, and have real scope to develop — whether you’re starting out or taking your next step.
Interested? Apply with your CV and a short note on what draws you to the role.
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