Collections Officer

Company: Capital on Tap
Apply for the Collections Officer
Location: Cardiff
Job Description:

We’re Capital on Tap Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Check out the development opportunities in the Collections team.

Cardiff | 3 days in office, 2 from home (Fully office-based for the first 3 months)

⏰ Shifts – 37.5 hours per week Monday – Friday between 8am – 8pm.

What You’ll Be Doing

  • Engage directly with customers to negotiate repayment plans.
  • Analyse financial situations to create tailored solutions.
  • Ensure adherence to GDPR, FCA, and FDCPA regulations.
  • Handle customer complaints and resolve conflicts effectively.
  • Prioritise multiple tasks while maintaining high-quality standards.
  • Work with internal and external teams to support customer outcomes.

We’re Looking For

  • Collections experience within financial services.
  • Strong communication skills, both verbal and written.
  • Proven ability to manage challenging customer interactions.
  • Experience using multiple communication platforms (email, SMS, etc.).
  • Ability and skills to handle difficult conversations and deliver a fair customer outcome.

Diversity & Inclusion

We welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

  • Salary range £27,000 – £34,000 depending on experience.
  • Private Healthcare including dental and optician services through Vitality.
  • ✈️ Worldwide travel insurance through Vitality.
  • Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical).
  • Salary Sacrifice Pension Scheme up to 7% match.
  • ️ 28 days holiday (plus bank holidays).
  • Annual Learning and Wellbeing Budget.
  • Enhanced Parental Leave.
Posted: April 17th, 2026