Overview
Location: LondonType: Full-timeExperience: 3 to 5 years in Securitization / Structured CreditSector: Consumer and Business Finance
About Us Aluna was formed to support clients in navigating the complexity of capital, investment management and advisory. Guided by deep understanding, we bring perspective to complexity through an integrated, evolving approach, working alongside our clients with purpose and led by our values to serve their needs today and tomorrow.
Based in Mayfair, we operate at the intersection of finance, technology, and credit risk, offering a dynamic and hands-on environment for ambitious professionals in the structured finance and asset-backed lending space.
Our culture is rooted in mentorship, hands-on learning, collaboration, and access to experienced leaders, empowering our people to grow continually, personally and professionally.
The Role
Asset-backed finance is one of the most essential and expansive forms of financing in the global economy, touching everything from consumer purchases to industrial leasing.
We deliver tailored securitized products to support loan originators as they scale portfolios with disciplined risk management and capital efficiency. We offer balance-sheet flexibility, fostering funding strategies and development assurance.
We are seeking a Senior Analyst in Asset-Backed Finance with between 3 and 5 years of securitization experience gained at a bank, asset manager, credit fund, or advisory firm. You will play a key role in the full deal lifecycle, from origination and due diligence through structuring, execution, and ongoing portfolio monitoring.
Key Responsibilities
Deal Structuring & Execution
- Support the structuring and execution of structured credit transactions across consumer loans, SME loans, credit cards, operating leasing, and other types of receivables
- Assess the loan book of originators and stratify the analysis by cohorts
- Build and review asset and liabilities cash flow models, including stress testing and scenario testing
- Draft term sheets and liaise with legal counsel to work on the deal documents
- Coordinate the workflow of different counterparts, including FX hedging partner, corporate services provider, security trustee, cash manager, paying agent, account bank, collateral verification agent, backup servicer etc
- Prepare the deal memos for the internal committees
- Liaise with the client to gather and polish data, run pre due diligence assessment including financial analysis on the originator/servicer
- Support the creation of teaser and presentation for partnered investors
- Support the post term sheet due diligence (operating, financial, legal, underwriting policy, collection policy, NPL management, regulatory)
Portfolio Monitoring
- Monitor ongoing performance of purchased portfolios and underlying collateral
- Assess servicer reporting, covenant compliance, and key performance indicators
- Prepare internal portfolio reviews and investor reporting materials
- Liaise with third party agencies and vendors to ensure smooth reporting to investors
Stakeholder Management
- Liaise with banks, asset managers, legal counsel, service providers, and senior management
- Present analyses and investment materials to investment committees and partners
Requirements
- 3 to 5 years of securitization / structured credit experience at the structuring desk of a bank or asset-backed credit fund with major exposure to performing assets
- Solid understanding of loan book analysis, stress testing, scenario testing, asset and liabilities cash flow analysis
- Solid understanding of typical securitization legal documents, covenants, credit enhancement techniques
- Strong communication skills and confidence to directly deal with clients
- Strong analytical and quantitative skills (Excel and Python)
- Experience in working with junior analysts and interns
- Comfort working in a fast-paced, entrepreneurial environment with long hours
- Excellent attention to detail, organization, and problem-solving abilities
What We Offer
- Competitive salary and performance-based compensation
- Significant hands-on transaction experience from day one
- Exposure to a wide range of asset classes across the UK, Spain, and Italy
- The opportunity to work directly with senior leadership and institutional investors
- A collaborative, ambitious, and high-impact work environment in Mayfair
- Exposure to the full deal lifecycle
- Steep career progression
If you’re someone who thrives in a fast-paced environment and enjoys working with people, we’d love to hear from you.
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