Product Manager, Secure and Exchange

Product Manager: Secure & Exchange (Vault & Forward API)

This role owns one of Checkout.com’s most strategic bets: becoming the system of record for payment credentials, independent of acquiring.

You will lead Vault and Forward API – the core infrastructure that enables PSP‑agnostic architectures, network‑token‑first strategies, and the shift toward PAN‑less commerce.

This is a mini‑GM role spanning product strategy, infrastructure, and commercial ownership.

What You’ll Own

Strategy & Commercial Ownership

• Define and drive a 12‑36 month strategy for Vault and Forward API
• Own pricing, packaging, and revenue expansion (including standalone Vault deals)
• Build and defend investment cases (cost‑to‑serve, scheme fees, unit economics)
• Partner with Sales and Solutions to win enterprise, multi‑PSP merchants

Vault: Credential Platform

• Define core primitives: instruments, customers, tokens, multi‑instrument linking, metadata
• Own PCI DSS 4.x posture and translate compliance into merchant value
• Ensure first‑class integration with network tokens and account updater services
• Drive interoperability with wallets, Flow, and broader Checkout.com surfaces

Forward API: Programmable Infrastructure

• Own credential forwarding: source resolution, request construction, encryption, token injection, and response handling
• Expand beyond fallback use cases (fraud tools, 3DS, loyalty, partner migrations)
• Ensure reliability, latency, and observability on the critical payment path
• Build debugging and visibility tools for developers

Developer Experience

• Own the public API surface across Vault and Forward
• Drive SDKs, documentation, and reference architectures
• Reduce integration time from months to days

Cross‑Functional Leadership

• Partner with Engineering to deliver reliably at scale
• Align with Risk, Compliance, and Legal on PCI scope, regulation, and scheme changes
• Work across Authentication, Routing, and other product teams to ensure seamless credential flows

What You’ll Bring

Product & Technical Depth

• 5+ years in product management, including 3+ years in payments
• Experience building developer‑facing APIs (REST, webhooks, idempotency, error design)
• Strong technical fluency (OAuth, mTLS, encryption, system design trade‑offs)

Payments Expertise

• Deep understanding of the card stack (auth, capture, disputes, scheme economics)
• Strong grasp of tokenisation (network, PSP, device‑based)
• Familiarity with PCI DSS (ideally v4.x) and scope reduction
• Experience with scheme programs (VTS, MDES, account updater)

Commercial & Execution Strength

• Ability to own P&L inputs and pricing strategy
• Data‑driven decision making with clear success metrics
• Comfortable operating across product, engineering, sales, and compliance

How You Work

• Customer‑obsessed with real merchant empathy
• Clear communicator across technical and non‑technical audiences
• High ownership with strong cross‑functional collaboration

Bonus

• Experience building PSP‑agnostic vaults or forwarding layers
• Exposure to regulated markets (EU, UAE, India, Brazil)
• Familiarity with emerging models (e.g. agentic commerce)
• Industry presence (writing, speaking, or scheme participation)

We offer a hybrid working model with three days per week in the office to support collaboration and connection.

We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one.

We work as one team, and we back each other to succeed.

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