Job Description hackajob is collaborating with Wise to connect them with exceptional professionals for this role. n Company Description n Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. n Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. n As part of our team, you will be helping us create an entirely new network for the world’s money. For everyone, everywhere. n More about our mission and what we offer . n Job Description n We are seeking a highly motivated and experienced Financial Crime Manager to join the UK MLRO Office at Wise. This is a second-line managerial role that will play a crucial part in supporting the Deputy MLROs in discharging Wise Payments Limited’s Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) obligations under UK regulations. n The successful candidate will be instrumental in ensuring the effectiveness of our financial crime controls in the UK, driving continuous improvement, and providing expert advice across a broad range of financial crime matters, including fraud. n Key Responsibilities: n AML/CTF Oversight & Support:
n • Support the Deputy MLROs in the effective discharge of AML/CTF obligations, ensuring compliance with all relevant UK regulations. n • You are an excellent communicator, capable of articulating complex technical concepts clearly to both technical and non-technical audiences. n • Lead on day-to-day financial crime risk management activities and manage internal escalations effectively. n • Oversee the implementation and assess the effectiveness of AML/CTF controls across all UK products and services. n • Provide robust oversight of AML risks and controls specifically for Wise Platform partners. n Reporting & Stakeholder Engagement: n • Gather, draft and review Management Information (MI), board updates, and regulatory reports to support the MLRO reporting process. n • Act as an alternate point of contact for law enforcement agencies when required. n Policy & Process Improvement: n • Drive the continuous improvement of AML policies, systems, and operational processes to enhance the effectiveness and efficiency of our financial crime framework. n Broader Financial Crime Expertise: n • Apply strong knowledge of fraud prevention and detection, working collaboratively with first-line teams including our product compliance colleagues to enhance fraud controls. n • Work with the first line on ongoing reporting in relation to authorised push payment and reimbursement fraud (APPR). n • Demonstrate a working knowledge of APPR and contribute to uplifting fraud controls and effectively managing UK fraud data. n • Proactively stay abreast of new regulatory requirements and industry best practices related to APPR and broader fraud prevention, providing expert input and translating these developments for internal implementation. n • Understand and articulate key risks for FIs offering correspondent services and work with first line on manage those financial crime risks whilst enabling the business to grow
n • Support / advise 1LoD with enhancing the partnership onboarding procedures and oversee highest risk partner approvals/exceptions/advisory n • Be the first point of contact for the partner risk assessment team for partnership related high risk escalations and provide MI for ongoing monitoring of the existing partners
n Qualifications n • Proven experience in a financial crime role within a regulated financial services environment in the UK, ideally financial technology or correspondent banking.
n • Solid understanding of UK AML/CTF regulations, including the Money Laundering Regulations 2017. n • Demonstrable experience in managing financial crime risks and implementing effective controls. n • Strong analytical skills with the ability to interpret complex data and produce clear, concise reports. n • Excellent communication skills, both written and verbal, with the ability to engage effectively with various stakeholders, including senior management and regulators. n • Proactive and self-motivated with a strong attention to detail. n • Experience with APPR is highly desirable, as will form a fundamental area of focus in this role. n • Experience in fraud prevention and an understanding of UK fraud data is essential. n Additional Information n • Hybrid working – 3 days in the office and 2 from home
n • Working hours – 9am to 6pm
n For everyone, everywhere. We’re people building money without borders
— without judgement or prejudice, too. We believe teams are strongest when they are d…