Responsibilities
- Define the digital-assets strategy for the business area, ensuring it is aligned to divisional priorities and Group strategy.
- Act as a primary interface between the Digital Finance Lab and product, coverage and platform teams, identifying customer opportunities where digital assets can enhance outcomes across key domains such as payments, liquidity, trade, lending and treasury services, alongside retail banking, wealth and investment solutions, pensions and insurance.
- Shape end-to-end value propositions, from customer need through to product design, delivery and adoption, while supporting senior collaborators by clearly articulating commercial value, customer impact, risks and delivery pathways.
- Ensure solutions are built to be safe, secure and resilient, and aligned with regulatory and risk expectations, translating emerging technologies into clear customer benefits and commercial outcomes.
- Support decision-making through strong storytelling, insight and evidence-based recommendations, and ensure propositions meet customer, conduct and regulatory expectations.
Requirements
- Deep knowledge of banking products and client needs within the corporate and commercial sectors.
- Strong understanding of digital assets, including tokenisation, DLT, programmable money and related ecosystems.
- Proven experience crafting strategy and translating it into deliverable product roadmaps.
- Experience operating in sophisticated, regulated environments with a strong focus on customer outcomes.
- Knowledge of digital-asset concepts and their application to customer-facing services.
- Experience working across product strategy, design and delivery.
- Proven ability to develop and communicate strategy in complex environments.
- Experience balancing innovation with long-term risk and customer considerations.
- Experience in one of the key business areas: insurance, pensions/investments or consumer banking, particularly lending and relationship-driven products or Corporate & Commercial Banking.
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