Credit & Commercial Senior Analyst

Job Description

hackajob is collaborating with Lendable to connect them with exceptional professionals for this role.

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About Lendable

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Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

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  One of the UK’s newest unicorns with a team of just over 700 people

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  Among the fastest-growing tech companies in the UK

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  Profitable since 2017

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  Backed by top investors including Balderton Capital and Goldman Sachs

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  Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

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So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

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We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

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Join us if you want to

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   Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

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   Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

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   Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

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About the role

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We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.

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You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.

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You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.

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Team's Objectives:

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Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending.

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Your core responsibilities include:

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  Optimising our pricing strategy, how much to lend and at what interest rate.

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  Improving our conversion funnel, responding to qualitative feedback as well as data insights.

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  Building a product that our customers and partners love.

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How you'll impact those objectives

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  Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns

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  Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy

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  Seek out novel strategies and commercial approaches we can take advantage of

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  Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market

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  Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance

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  Monitor and assess the success of implemented strategies and continuously identify areas for improvement.

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What you'll need to succeed

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  Daily coding experience, with proficiency in Python and SQL ideally

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  Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.

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  A strategic mindset and the ability to translate complex data into clear, actionable decisions.

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  A focus on delivering results that align with both commercial and customer needs.

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  A collaborative, open approach and a willingness to challenge your own assumptions

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  Experience working in marketing / growth roles is a plus, but not required!

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Interview Process

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We’re not corporate, so we try our best to get things moving as quickly as possible.

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  An initial phone conversation with a member of our team.

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  Onsite interviews, including a practical case study and team conversations.

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  A final discussion with a member of our executive leadership (C-suite).

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Life at Lendable

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  Winning team: the opportunity to scale up one of the world’s most successful fintech companies

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  Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

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  Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

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  Health coverage: support for your physical and mental wellbeing, including private health cover

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  Retirement & savings: long-term financial wellbeing through retirement savings plans

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  Employee referral programme: earn a competitive bonus when you refer successful new team members

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  Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

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  Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

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Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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