DIRECTOR, DEBT FINANCE – FUND FINANCE

At OakNorth, we’re looking for a Fund Finance Originator to help grow our Fund Finance offering in the UK. As a Director, you’ll use your network to source high-quality new deals, supporting our mission to help entrepreneurs and scaling businesses reach their potential faster through flexible finance and partnership.

Key Responsibilities

• Originate, structure, execute transactions that meet the lending requirements of OakNorth
• Manage and further develop existing customer relationships, along with identifying new relationships and opportunities in the market
• Work as part of a team on the execution of Fund Finance deals
• Build the profile of Bank in the external market with, for example SMEs, KBIs, Advisors and Private Equity firms
• Assess appropriate organic and inorganic growth opportunities for OakNorth Bank in the market
• Spread financial accounts and financial modelling
• Analyse financial accounts and manage information and prepare credit memorandums
• Analyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment
• Ensure transaction are documented in accordance with credit approved terms and credit sanctions
• Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction
• Have an overview of ongoing relationship management and client experience
• Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality
• Ensure high level of customer experience at all times
• Meet team and individual targets set by OakNorth ExCo, CEO and the Board
• Structure transactions appropriately, and prove full credit reports to sanctioning authority
• Maintain close relationships with customers and reporting to Credit in line with policy, in a timely manner
• Act in accordance with OakNorth Bank’s values at all times

What we are looking for

• In depth understanding of SMEs or Fund Finance banking environments
• Previous experience as an originator within fund finance
• A background in front office and risk within SME Commercial Banking
• Excellent communication and customer facing skills
• Good understanding of business processes, strategy and credit policies
• Strong credit, financial analysis and modelling skills, including the ability to write good quality, structured credit papers
• Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions
• Experience in presenting credit case internally to a credit committee
• Strong problem solving abilityDegree in Finance / Commerce or equivalent

Benefits and Perks

• Equity. We want people to have a stake in the business so that all our interests are aligned.
• 25 days holiday
• Personalized benefits – opt-in to what matters to you
• Subsidised Private Medical Insurance with Bupa
• Enhanced maternity and paternity leave
• Wellbeing and social events
• In-house Barista Bar in London office
• Support causes that matter to you – Volunteering time off
• Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme)

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