Invoice Finance Auditor (Field Risk Manager, Midlands region))

Company: Lloyds Banking Group
Apply for the Invoice Finance Auditor (Field Risk Manager, Midlands region))
Location: West Midlands
Job Description:

Invoice Finance Auditor (Field Risk Manager, Midlands region)

Job Title: Invoice Finance Auditor – Risk Division

Location: Midlands Region

Type: Full Time

Working Pattern: Hybrid with regular travel

We’re seeking an experienced Asset-Based Lending (ABL) Auditor to join our Field Risk Team – the most client‑facing team within our Risk Division. This is a unique opportunity to combine analytical expertise with real‑world business insight, helping safeguard the integrity of our lending portfolio while building strong relationships with businesses across the UK.

When we provide funding through ABL we rely on the strength of our clients’ assets – such as invoices and stock – that form the collateral for our facilities. Your role ensures these assets are valid, collectable, and accurately represented. This responsibility sits at the very heart of our business, influencing decisions that keep both us and our clients secure.

About the Opportunity

In this role, you’ll carry out on‑site audits for both existing and prospective clients, review financial data, and identify potential risks that could impact our funding decisions. Your insights will directly influence key business outcomes, making this a position where your expertise truly matters.

You’ll work with a broad range of clients – from SMEs to large corporates – while collaborating closely with Business Partners to deliver high‑quality reporting and recommendations.

This is a varied and challenging role that combines analytical rigor with client engagement. You’ll also lead and support complex audits, with regular travel and occasional overnight stays expected. Additionally, you’ll play a meaningful role in developing and mentoring auditors within the team.

Key Responsibilities

  • Visit client premises to conduct detailed audits and confirm compliance with facility terms or proposals.
  • Review financial data to identify risks and provide clear, actionable recommendations.
  • Produce high‑quality reports that inform senior decision‑makers.
  • Engage with business partners to communicate findings and influence outcomes.
  • Lead complex audits and support the development of junior auditors.
  • Spend around 40% of your time on‑site, with occasional overnight stays.

What We’re Looking For

  • Strong understanding of all ABL products and auditing methodologies, including experience conducting stock audits.
  • Experience working with Mid‑Corporate and Corporate Institutional Banking clients, with an understanding of their financial drivers.
  • Excellent analytical and organisational skills, with proficiency in Microsoft Excel.
  • Ability to synthesise information from multiple sources and present clear, evidence‑based conclusions.
  • Exceptional written and verbal communication skills, with confidence to challenge and influence senior stakeholders.
  • A full UK driving licence and flexibility to travel extensively across the UK.

Why Join Us?

We’re committed to creating an inclusive workplace that reflects modern society and celebrates diversity in all its forms. We welcome applications from under‑represented groups and are proud to be a disability‑confident employer. If you require reasonable adjustments during the recruitment process, please let us know.

Benefits

  • Up to 15% pension contribution
  • Annual performance‑related bonus
  • Share schemes, including free shares
  • Flexible benefits tailored to your lifestyle
  • Wellbeing initiatives and generous parental leave policies

If you’re ready to make an impact and help shape the future of risk management, we’d love to hear from you. Apply today!

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Posted: December 27th, 2025