About Arc Legal Group
Arc Legal is a market‑leading ancillary insurance provider with over 20 years’ experience, protecting 15 million+ policyholders and partnering with leading UK financial services and affinity brands. Backed by the newly formed ANV Group (AmTrust and Blackstone Credit & Insurance), the business is entering a strong phase of growth and investment.
The Role
We’re looking for a Senior Schemes Underwriter to join our underwriting team in a highly technical, portfolio‑focused role. You’ll work on large books of Legal Expenses and Home Emergency business; using data, risk analysis and various pricing models to underwrite new and existing scheme arrangements. You’ll be responsible for underwriting and pricing scheme business across our portfolio and work closely with our insurer capacity providers, as well as our Commercial and Product teams; discuss and underwrite technical cover queries, develop pricing proposals and review scheme performances.
Key responsibilities include:
- Pricing and underwriting new scheme opportunities
- Reviewing performance and profitability of existing scheme portfolios
- Analysing data including loss ratios, trends and underwriting performance
- Producing pricing models, MI and renewal recommendations
- Writing and explaining clear and considered underwriting rationales
- Working within binding authority limits and escalating referrals where required
- Maintaining strong relationships with insurer and underwriting partners as well as internal stakeholders
- Supporting the ongoing development and improvement of pricing models, underwriting processes and subject matter thought leadership.
About You
We’re keen to speak to candidates with strong technical underwriting capability. While experience in Legal Expenses Insurance would be ideal, it isn’t essential provided you bring the right analytical and underwriting background.
Essential:
- Proven underwriting experience within insurance
- Experience of scheme, portfolio or pricing‑led underwriting (rather than case‑by‑case)
- Strong risk assessment and analytical skills
- Advanced Excel capability, including working with large spreadsheets and data sets
- Excellent attention to detail and critical thinking skills
- Strong written and verbal communication
Desirable:
- Legal Expenses Insurance knowledge
- Experience working with scheme or delegated authority business
- Exposure to pricing or actuarial‑style underwriting work
- CII qualifications (or working towards)
Why Join Arc Legal Group?
- A genuinely technical underwriting role with real decision‑making responsibility
- Portfolio‑level exposure rather than transactional underwriting
- Opportunity to deepen expertise in schemes and complex underwriting
- Collaborative, specialist underwriting environment
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