Senior Manager – Valuation, Credit Strategy

Company: Zopa Bank
Apply for the Senior Manager – Valuation, Credit Strategy
Location: London
Job Description:

We started our journey back in 2005, building the first ever peer‑to‑peer lending company. Fast forward to 2020 and we launched Zopa Bank – a bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre, empowering everyone to aim high, every day, to move finance forward.

The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.

A Day In The Life

  • Lead the strategic direction for valuations modelling across the business
  • Oversee development of account‑level NPV models across multiple lending products
  • Lead and develop a team of analysts and data scientists
  • Partner with stakeholders across analytics, credit strategy, finance, product and risk
  • Improve and simplify existing valuation frameworks where appropriate
  • Drive the evolution of the bank’s valuations capability and roadmap
  • Champion technical best practice across Python‑based modelling workflows
  • Support strategic projects including new product launches and portfolio activity

About You

  • You have solid experience leading valuations within retail lending
  • You’ve managed and developed high‑performing teams
  • You’re comfortable working with Python‑based modelling environments
  • You have deep experience with valuation and NPV modelling
  • You’re a strong stakeholder manager who can influence senior audiences
  • You combine strategic thinking with hands‑on delivery
  • You’re comfortable working in a fast‑moving environment with high impact
  • You have strong analytical and commercial judgement

Added Bonus

  • Experience across multiple lending products
  • Experience leveraging valuations within decision‑ing pipelines
  • Exposure to machine learning approaches within credit or valuations modelling
  • Experience in fintech or fast‑growing lending businesses

Benefits & Working Arrangements

We value flexible ways of working. This hybrid role requires a presence in our London office 2‑3 days a week. You’ll also have the option of working from abroad for up to 120 days a year, subject to having the right to work in the country of choice.

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

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Posted: May 23rd, 2026