Technical Business Analyst

Who are we?

At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally—across both traditional rails and stablecoins—at scale, and in real time.

The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services—all via a single API.

A global network of licences alongside our best‑in‑class tech is why we’re trusted by 1000+ enterprise clients to process over $180bn volume annually.

How will you add value to the OpenPayd journey?

• Translate regulatory and compliance requirements into clear business rules, validation frameworks, and system behaviours.
• Define structured mappings between regulatory obligations and system‑level controls.
• Analyse APIs and internal services to ensure compliance requirements are enforced at payload and workflow level.
• Define field‑level validation logic for account data, beneficiary information, transaction metadata, and payment references.
• Structure exception handling and rejection logic across payment and account‑related workflows.
• Map end‑to‑end process flows (including exception and control points) to ensure regulatory coverage.
• Support implementation of safeguarding, reconciliation, and liquidity‑related control mechanisms within payment flows.
• Conduct impact analysis when regulatory or scheme rules change and document required system updates.
• Identify gaps or weaknesses in existing control frameworks and propose structured remediation.
• Maintain clear, structured documentation to support audit readiness and governance standards.

The ideal candidate will have the following

• Experience translating regulatory or compliance requirements into system rules and technical artefacts.
• Familiarity with payment schemes (SEPA, SWIFT, FPS or equivalent).
• Ability to analyse API request/response structures and define validation logic.
• Strong process modelling capability, especially around control and exception flows.
• Experience working cross‑functionally with Compliance, Engineering, Product, and Operations teams.
• High attention to detail and strong analytical mindset.
• Strong SQL knowledge.

Our perks and benefits

• Personal training budget
• Discounted gym membership
• Company Pension plan (location dependant)
• Health Insurance
• Wednesday office breakfasts, office fruits and a full bar & regular team socials
• 25 days annual leave plus the Bank Holidays, extra day off for Birthday & Social Volunteering

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