About Nium
Nium is the leading global infrastructure for real‑time cross‑border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.
Co‑headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we moved nearly $50 B in payments annually in 2025, almost entirely for enterprises, while strengthening a healthy balance sheet.
Our payout network spans 190+ countries and 100 currencies, with 100 real‑time corridors and support for local collections in 35 markets.
We have received recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross‑Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross‑Border Payments Companies list.
About the Role
As the Head of Commercial Compliance for the Financial Institutions segment, you will lead the compliance strategy for Financial Institution businesses, designing, implementing, and managing a robust compliance framework that supports product innovation and commercial expansion.
Key Responsibilities
- Compliance Strategy & Framework Development: Work with MLROs for licensed entities to design and operate a comprehensive compliance framework for FIs, covering AML/CTF, sanctions, KYC/KYB, and transaction monitoring, tailored to platform businesses.
- Commercial & Product Advisory: Partner proactively with sales, marketing, and product teams to embed compliance‑by‑design into new products, services, and expansion initiatives.
- Regulatory Commercialization: Translate global regulatory changes (e.g., stablecoin settlement, AI‑driven payments) into actionable commercial opportunities for the FI vertical.
- Risk Assessments: Conduct regular risk assessments and internal audits of commercial activities to identify vulnerabilities.
- Due Diligence: Strengthen due‑diligence processes for third‑party relationships.
- Contractual Review: Support legal teams in reviewing high‑risk commercial contracts to ensure compliance with trade controls and anti‑bribery laws.
- Monitoring & Surveillance: Implement automated monitoring, trade surveillance, or reporting systems to detect potential violations.
Requirements
- 10+ years in compliance with deep expertise in cross‑border payments, commercial banking, or fintech.
- Commercial mindset: view compliance as a foundational product feature that helps win deals, not a barrier that stops them.
- Global navigator: expert knowledge of global regulatory frameworks in major markets, including Singapore, the United Kingdom, Europe, and North America.
- Tech‑forward: comfortable working with AI‑native tools and stablecoin settlement rails.
- Technical knowledge: deep expertise in international banking regulations, AML/KYC requirements, market conduct rules, and institutional product knowledge.
- Hands‑on capability: proven experience implementing compliance technology solutions (automation, transaction monitoring) rather than just advisory roles.
- Leadership presence: strong ability to influence senior management and work effectively with cross‑functional teams (Legal, Risk, Product).
What we offer at Nium
We value performance: competitive salaries, performance bonuses, sales commissions, equity for specific roles, and recognition programs.
We care: medical coverage, 24/7 employee assistance, generous vacations, and a flexible hybrid working environment (3 days in the office per week).
We upskill ourselves: role‑specific training, internal workshops, and a learning stipend.
We constantly innovate: continuous recognition and awards for our business and talent opportunities.
We celebrate together: company‑wide social events, team bonding activities, happy hours, and offsites.
We thrive with diversity: commitment to a safe and welcoming environment for everyone.
For more detailed region‑specific benefits: https://www.nium.com/careers#careers-perks
For more information visit www.nium.com
Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.
Nium provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status. In addition to federal law requirements, Nium complies with applicable state and local laws governing non‑discrimination in employment in every location in which the company operates.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Nium expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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