Senior Credit Risk Analyst

Senior Credit Risk Analyst

We now have an exciting and rewarding opportunity for a Senior Credit Risk Analyst to assess and evaluate the performance of Credit Risk systems and strategies, coaching and mentoring Analysts, identifying and maximising opportunities to improve strategy performance, and contributing to the delivery of FS goals and objectives.

Responsibilities

• Monitor and develop the Credit Risk strategies and systems, making recommendations to maximise their commercial performance
• Provide effective coaching and mentoring of Analysts, building capabilities to maximise Credit Risk systems and strategies
• Implement and adhere to all governance, risk and compliance standards, ensuring strategies deliver the best outcomes for customers and the business
• Identify, build and maintain key internal and external stakeholder relationships to deliver the agreed commercial performance

All offers are subject to satisfactory background checks, including criminal record check, credit check, and employment references.

Benefits

• Frasers Champion – Our employees are at the heart of our business and we ensure individuals are recognised every single month for their hard work. Frasers Champion is a peer nominated scheme where 8 winners receive double their pay for a month in recognition of living the Frasers Group values.
• Retail Reconnect – All employees gain insights by spending one to two days in one of our stores or the warehouse each financial year, learning how the work they do impacts frontline teams and bringing ideas back to the office to improve how we work.
• Fearless 1200 – A programme that recognises growth, rewarding colleagues across the business for living our values and delivering impact. Performance is linked to reward.
• Frasers Fit – A wellbeing programme that offers free gym classes for employees, discounted memberships to clubs, and an app with training, nutrition, and lifestyle advice – all completely free.
• Retail Trust – Provides free access to mental wellness support, including a 24‑hour wellbeing helpline, wellness hub, counselling, and financial/legal support.

Qualifications

• Experience of working within the retail, financial services sector
• Extensive experience of credit risk strategy development
• Advanced knowledge in writing and reviewing SQL code to perform data analysis
• Extensive experience of working and delivering in a regulated environment
• Excellent working knowledge of financial standards and guidelines – e.g. FCA, TCF, Data Protection
• Experience coaching and developing the performance of others
• Delivery and customer focussed
• Ability to plan and prioritise effectively to meet changing priorities and demands
• Excellent communication and engagement skills
• Proven track record in effective facilitation and communication at multiple levels
• Commercially astute
• Ability to engage and influence stakeholders at an appropriate level
• Analytical, pragmatic and systematic in approach to problem solving
• Ability to manage conflict and know when to escalade
• IT literate

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