Senior Credit Manager, Global Specialised Finance Risk

Job Summary

We are seeking an experienced Senior Credit Manager in London to join our exciting global Specialised Finance Risk team at Standard Chartered Bank. The team focuses on project and export finance, leveraged and acquisition finance, shipping and aviation finance, and commercial real estate amongst other segments, which are key parts of Standard Chartered’s global strategy. The successful candidate will work with the Chief Credit Officer and other credit risk colleagues to drive risk management of the bank’s origination, underwriting, and portfolio.

Key Responsibilities

• Make final credit decisions and rating assessments using subject‑matter expertise.
• Risk manage a portfolio of unique counterparties and exposures with early‑stage detection of credit deterioration, including stress testing.
• Work actively with business teams to promote revenue growth while protecting Standard Chartered Bank against downside risks through identification, investigation, mitigation and management of risks.
• Engage in early‑stage deal screening and due diligence of new sponsors, borrowers and transactions, analyze complex situations to find solutions, and influence deal structuring for best‑in‑class underwriting standards.
• Present periodic portfolio and industry reviews with senior stakeholders and senior risk partners.
• Design, maintain and communicate risk control parameters to keep the risk profile in line with Group risk appetite.

Skills and Experience

• Ability to make credit risk decisions/recommendations with incomplete information to form a sound credit view within a compressed time schedule.
• Effective engagement with borrowers and sponsors.
• Experience in stakeholder management and ability to express and communicate a credit opinion (written and orally).
• Detailed understanding of creditor documentation.
• Strong ability to assess a diverse range of counterparties, asset classes and credit scenarios.
• Proficiency in stress testing.

Qualifications

• Industry expertise and agility in managing complex risk situations.
• Substantial experience at the highest level in banking, with demonstrated success in a similar role within the same product or business area.
• Track record of successful risk and control management across geographically dispersed and highly varied product bases.
• Strong understanding of credit risk, financial analysis and structuring, applied in lending decisions for single counterparty credit risk appetite, gained through an investment bank or structured finance group.
• Desire to grow and learn.
• Aware of and understand regulatory frameworks and requirements relevant to the role.
• Significant relationship management experience with external stakeholders at senior levels, including regulators.

What We Offer

• Competitive salary and benefits in line with the Fair Pay Charter, supporting mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteer leave (3 days), with a minimum of 30 days global standard for annual and public holiday leave.
• Flexible working options based around home and office locations.
• Proactive wellbeing support through Unmind, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and self‑help toolkits.
• Continuous learning culture with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Inclusive, values‑driven organisation that embraces unique diversity.

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