Wholesale Portfolio Manager — Relationship Services

Role Summary

The Portfolio Manager will manage and support relationships across the Speciality Finance portfolio, working alongside Associate Directors and Relationship Directors on wholesale lending to non-bank specialist lenders. Day-to-day responsibilities include borrower engagement, portfolio monitoring, credit reporting, annual reviews, in-life amendments and new money transactions. The role requires strong financial analysis, relationship management and the ability to coordinate internal and external stakeholders to deliver high-quality outcomes. The successful candidate will manage their own time well, prioritising timely reporting and completion of tasks both internal and external.

Key Responsibilities

• Manage and support a portfolio of existing borrowers as a day-to-day contact for queries, drawdowns, repayments and administration.
• Lead or attend monthly borrower calls, using interactions to discuss trading performance, strategy, risks and funding requirements.
• Maintain accurate portfolio monitoring, reporting and trackers including management information, borrowing base reporting, annual reviews and arrears monitoring.
• Identify and communicate early warning signs including adverse trends, covenant pressure and changes in borrower performance.

Credit Committee & Stakeholder Engagement

• Support Credit Committee presentations for annual reviews, amendments and in-life cases.
• Build constructive relationships across Relationship Services, Credit, Legal and Operations.

Annual Reviews

• Own and co-ordinate the annual review process, managing timelines, information requirements and internal responsibilities.
• Collate financial, operational, KYC and ESG information; contribute to and own agreed sections of credit papers.

New Money & In-Life Credit

• Support end-to-end delivery of new money transactions, contributing to credit papers covering borrower performance, transaction rationale and risk.
• Lead or support in-life cases such as amendments, covenant updates and security changes.

Documentation & Operations

• Lead documentation for simpler modifications; support complex exercises.
• Maintain loan management system accuracy and complete KYC, regulatory and operational requirements.

Knowledge & Experience

• Ability to read, interpret and analyse company financial accounts, management information and borrower reporting.
• Experience contributing to credit applications in a credit, front-office, portfolio management or relationship management role.
• Understanding of financial analysis and modelling techniques used to assess borrower performance and risk.
• Experience in wholesale, structured finance, asset-based lending or Speciality Finance is essential.
• Experience managing borrower or client relationships across time-sensitive, multistakeholder processes.
• Strong working knowledge of Microsoft Office; experience with portfolio monitoring or CRM systems is advantageous.
• A working knowledge of, and experience with using, AI platforms.

Core Competencies

• Highly numerate, analytical and commercially minded.
• Proactive and comfortable taking ownership of tasks, deadlines and stakeholder follow-up.
• Precise and detail-oriented, producing accurate analysis and clear written outputs.
• Excellent interpersonal and communication skills, confident engaging at all levels.
• Organised, able to prioritise across portfolio monitoring, borrower engagement and transactions.

Why Join Us?

• You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued.
• Be part of a growing and innovative team.
• We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression.
• Opportunities for professional development and career progression.

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