Vice President, Special Credits EMEA page is loaded## Vice President, Special Credits EMEAlocations: Londontime type: Full timeposted on: Posted Todaytime left to apply: End Date: June 1, 2026 (17 days left to apply)job requisition id: 10074625-WDDiscover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.MUFG is seeking a Vice President, Special Credits EMEA to join their highly respected team in London. This is an exceptional opportunity for you to play a pivotal role within one of the world’s largest and most trusted financial institutions, renowned for its global reach and commitment to responsible banking. As part of the EMEA Special Credits department, you will be at the forefront of managing complex distressed and problem assets across a diverse range of industries, products, and jurisdictions. You will work closely with colleagues in London and globally, ensuring that MUFG remains at the leading edge of credit management practices. The organisation offers a collaborative environment where your expertise in financial restructuring and recoveries will directly contribute to optimising outcomes for both the bank and its clients. With access to a broad network of stakeholders and exposure to high-profile transactions, this role provides significant scope for professional growth and development within a supportive and inclusive culture.* Join MUFG’s prestigious EMEA Special Credits team in London, working on high-impact projects that span multiple sectors, products, and jurisdictions across the region.* Benefit from a truly global platform with close collaboration between teams in London, New York, Singapore, Tokyo, and other key financial centres, fostering knowledge sharing and best practice.* Enjoy a supportive workplace culture that values flexibility, professional development, and strong inter-personal connections while contributing to meaningful outcomes for clients and communities.**What you’ll do:*** Assist in developing comprehensive action plans and workout strategies under various restructuring options while preparing regular updates for senior management.* Compile detailed recommendations on optimal strategies supported by thorough options analysis to protect the bank’s exposure across different layers of capital structures.* Act as a key counterpart to front line leadership, coverage bankers, credit managers, product origination teams, and second line credit officers on deteriorating names as appropriate.* Provide expert consultation to risk functions and first line of defence colleagues regarding restructuring matters to ensure robust risk management.* Engage proactively with borrowers, sponsors, financial creditors, advisors, and external legal counsel to negotiate terms and structures that maximise recovery on problem loans.* Assess, review, and negotiate waivers, lender consent requests, and restructuring or amendment legal documentation with precision and attention to detail.* Prepare high-quality credit papers and update memos that clearly present current situations, options analyses, and strategic recommendations for decision-making forums.* Present timely communications to internal committees and senior management both locally in London and internationally in Tokyo.* Liaise with other risk functions within EMEA to support effective regional credit risk management through early identification of distressed assets.* Represent Special Credits EMEA at internal forums regionally and globally as required while maintaining adherence to regulatory standards.**What you bring:**To excel as Vice President, Special Credits EMEA at MUFG you will bring a wealth of experience from previous roles focused on financial restructuring or recoveries—ideally spanning several credit cycles at leading institutions. Your expertise should encompass handling complex multi-party negotiations within creditor syndicates across diverse sectors throughout EMEA. You are adept at navigating intricate legal documentation processes while providing insightful recommendations that shape institutional credit decisions. Your analytical acumen enables you to dissect challenging borrower situations using advanced financial modelling techniques. In addition to technical proficiency you possess excellent communication skills which allow you to convey complex information succinctly at all organisational levels. Your approach is methodical yet flexible enabling you to thrive under tight deadlines without compromising accuracy or quality. Above all your ability to foster positive relationships both internally among colleagues globally—and externally with advisors—will set you apart as a valued member of this collaborative team.* Extensive experience in financial restructuring, workout processes, or recoveries gained across more than one credit cycle at multiple institutions.* Demonstrated track record representing your institution in substantial multi-bank or creditor syndicate transactions involving complex restructurings or recoveries.* Proven ability to manage transactions across a wide range of industries and sectors within multiple EMEA jurisdictions using various insolvency tools.* Expertise in making balanced recommendations that inform critical credit decisions on behalf of your institution.* Strong background in assessing legal documentation including waivers, lender consent requests, restructuring agreements, and related amendments.* Deep understanding of credit principles, risk frameworks, structured finance products, legal documentation requirements, and insolvency regulations.* Experience engaging effectively with cross-regional stakeholders including internal teams as well as external advisors such as law firms or financial consultants.* Advanced analytical skills for evaluating borrower performance through financial statement analysis (including 13-week cash flows), trading performance reviews, turnaround plan assessments, default analysis, repayment ability evaluations under different scenarios, valuation/recovery analysis preparation for impairment ratings or credit cost determination.* Bachelor’s degree essential; advanced qualifications such as Master’s degree (or equivalent), CFA designation or recognised accountancy/legal qualification preferred.* Excellent communication skills with an ability to articulate clear messages concisely; strong sense of accountability; calm approach under pressure; sound judgement; structured thinking; attention to detail; relationship-building abilities; outstanding interpersonal skills.**What sets MUFG apart:**MUFG stands out as one of the world’s most respected financial groups with a long-standing reputation for stability integrity and client focus. The organisation is committed to building lasting relationships based on trust transparency and shared success—values reflected throughout its operations globally. At MUFG employees benefit from being part of an inclusive environment where diversity is celebrated professional growth is encouraged through ongoing training opportunities—and flexible working arrangements are supported wherever possible. The company’s dedication extends beyond business results: it strives to make a positive impact on society by supporting#J-18808-Ljbffr…
