Trainee Credit Underwriting Officer

Company: Radius
Apply for the Trainee Credit Underwriting Officer
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Job Description:

We’re an ambitious, forward‑thinking global business that builds transformative solutions for our customers, delivering best‑in‑class sustainable mobility, connectivity and technology solutions.

Since 1990 our ambition has never wavered. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering.

Job Description

We would love to welcome you to our York office. Full training and study support for a range of courses, including CICM, will be provided.

While experience in a credit or risk management role may be an advantage, the right attitude is the most important quality. We are keen to hear from candidates at all stages of their credit career.

Day‑to‑Day Responsibilities

  • Process new applications, gathering key information to ensure sound and well‑informed judgmental decisions.
  • Deliver all agreed individual KPIs, including final stated decisions within 1‑2 days and decisions per day.
  • Identify opportunities to innovate (systems and processes) to improve risk mitigation, approval rate or productivity.
  • Develop and maintain good relationships with key stakeholders across the business.

Departmental and Business Integration

  • Actively engage in cross‑department opportunities to build relationships and share knowledge.
  • Participate in meetings and projects with the wider credit team to continually improve department performance.
  • Use exposure to different areas of credit and businesses/products to share good ideas and approaches, improving processes and systems.

Individual Management

  • Manage individual performance to achieve credit underwriting standards.
  • Manage credit underwriting to maintain department SLAs.
  • Keep accurate and complete records of all cases underwritten within systems.
  • Escalate applications and issues as required.
  • Manage the Account Manager’s expectations to minimise escalated calls.
  • Assist the overall Credit Dept in managing bad debt charge by ensuring detailed underwriting and risk assessment.

Qualifications

  • Positive attitude and ability to work well as part of a team.
  • Ability to communicate at all levels and engage with stakeholders across the business.
  • Prioritise and manage own workloads.
  • Good eye for detail.
  • Flexible approach and attitude.
  • Experience in a similar role is desirable, but not essential.

Additional Information

  • A friendly culture that mirrors our proposition to customers.
  • A fast‑growing organisation that defines itself as agile and innovative.
  • A drive for continuous improvement, empowered from day one.
  • A commitment to building a working environment that values inclusivity, innovation, agility, and drive.

Benefits

  • Competitive compensation package with core benefits and bonus potential.
  • Global female health policy & female health champions.
  • Pregnancy loss and fertility treatment policies.
  • Endometriosis‑friendly employer (UK).
  • Women‑focused gym and female health events.
  • Mental health first aiders.
  • Disability confident committed employer (Level 1).
  • Race at Work Charter signatory.
  • Community network driving charity and volunteering initiatives, with 8 consecutive years of participation in the UK Challenge.
  • Give‑as‑you‑earn scheme (payroll giving) and match funding.

We are an equal opportunities employer and are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background. We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you.

We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities.

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Posted: May 31st, 2026