Credit & Commercial Senior Analyst

About Lendable

Lendable is on a mission to build the world’s best technology to help people get credit and save money. We’re building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 600 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

About The Role

We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.

Team Objectives

Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending.

Your Core Responsibilities

• Optimise the pricing strategy, determine how much to lend and at what interest rate.
• Improve the conversion funnel, respond to qualitative feedback as well as data insights.
• Build a product that our customers and partners love.

How You’ll Impact Those Objectives

• Define and continuously optimise multi-channel pricing & commercial strategy to grow the business while maintaining strong returns.
• Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy.
• Seek out novel strategies and commercial approaches to take advantage of.
• Obsession over competitor trends and performance through acquisition channels, responding quickly to market changes.
• Collaborate cross-functionally with product, engineering, data, and external partners to improve funnel performance.
• Monitor and assess the success of implemented strategies and continuously identify areas for improvement.

What You’ll Need to Succeed

• Daily coding experience, with proficiency in Python and SQL ideally.
• Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.
• A strategic mindset and ability to translate complex data into clear, actionable decisions.
• A focus on delivering results that align with both commercial and customer needs.
• A collaborative, open approach and willingness to challenge assumptions.
• Experience in marketing / growth roles is a plus, but not required.

Interview Process

• An initial phone conversation with a member of our team.
• Onsite interviews, including a practical case study and team conversations.
• A final discussion with a member of our executive leadership (C-suite).

Life at Lendable

• The opportunity to scale up one of the world’s most successful fintech companies.
• Best-in-class compensation, including equity.
• Work from home every Monday and Friday if you wish – on other days, UK-based employees gather IRL at our Shoreditch office in London.
• Enjoy a fully stocked kitchen with breakfast, lunch, snacks, and drinks every Tuesday-Thursday.
• We care for our Lendies’ well-being both physically and mentally, offering coverage for private health insurance.
• We’re an equal-opportunity employer and are looking to make Lendable the most inclusive and open workplace in London.

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