Credit Risk Analyst – IFRS9 Forecasting/Impairment

Job Description

Morson Edge are currently supporting an established challenger bank in identifying a Credit Risk Analyst focused on IFRS9 forecasting and impairment.

This would be a hybrid opportunity with option to work in Leeds, London or South East. (3-4 day Pw)

Delivering high-quality insights that support strategic decision-making and drive responsible growth. The role focuses on developing and optimising forecasting models, analysing portfolio performance, and identifying risks and opportunities across lending products.

Key Responsibilities

• Lead portfolio analysis, including variance tracking against forecasts, to inform strategy, policy, and scorecard development.
• Deliver deep-dive performance analysis and actionable insights to support credit strategy and business decisions.
• Design, implement, and maintain forecasting models to predict trends, risks, and opportunities.
• Apply advanced analytics and statistical techniques to assess portfolio performance, risk exposure, and credit quality.

Skills & Experience

• 3+ years’ experience in forecasting, portfolio analytics, or a similar role within consumer credit.
• Strong retail credit risk experience (mortgages preferred).
• Knowledge of IFRS9 impairments
• Experience with credit model development, validation, or monitoring (desirable).
• Proficiency in analytics tools (e.g., SAS, SQL, R, Python).

This role will move quick, please quickly apply for consideration.

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