Are you ready to write your next chapter?
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Make your mark at one of the biggest names in payments. We’re looking for a Senior Credit Analyst to join our ever evolving Credit Risk team and help us unleash the potential of every business.
What you’ll own as the Senior Credit Analyst
We are looking for a bright and ambitious individual to join our London based team where you will undertake quality credit risk assessments to establish the ongoing creditworthiness of our customers.
- Working through varied tasks at a fast pace, you will complete credit risk analysis demonstrating both insight and understanding across both financial statements and relevant non-financial information.
- You’ll be making recommendations from this, referring to policies for approval via the appropriate sanctioning authority.
- Communicating your decisions/rationale in a clear and concise manner, you’ll proactively engage with internal stakeholders and our clients to find solutions to best manage our risk.
- Undertake financial analysis demonstrating both insight and understanding across financial statements and relevant non-financial information.
- Undertake quality credit risk assessments, within agreed service levels, as necessary for new business and an existing portfolio of customers (including applications for increased/additional facilities) and ensuring completion on a timely basis.
- Formulate recommendations, with reference to Worldpay policies, for approval via appropriate sanctioning authority, including communicating decisions / rationale in a clear and concise manner.
- Proactively engage with both internal and external stakeholders, finding solutions to business propositions and where ever possible, maximising loss mitigation.
- Where material deteriorating concerns are identified, or risk of loss is considered likely, undertake necessary actions to minimise potential loss as appropriate.
- Participate in developing, testing and optimizing internal credit policies, ensuring consistency and regulatory compliance and assisting in the implementation of these policies and processes.
What you’ll bring
- A strong understanding of more sophisticated credit risk management techniques and ability to apply these independently, including knowledge of financial statement analysis.
- Excellent verbal and written communication skills, in particular, the ability to convey complex or difficult messages in a clear and concise manner to both internal and external stakeholders.
- Ability to prioritise tasks and work well under strict timelines whilst maintaining strong attention to detail.
- Aptitude to work across various functional teams in multiple projects and serve as a credible voice for the Credit team.
- A supportive attitude and willingness to assist fellow team members to develop their expertise through knowledge sharing and mentoring.
- 5 plus years experience in a credit risk role, ideally in a payments, fintech or financial services.
Added bonus if you have:
- Excellent written and verbal language skills in any of the following, German, French, Spanish, Italian and Portuguese. Any other European language skills would also be advantageous.
To learn more about our winning teams, check out our world‑class teams that own it every day.
What makes a Worldpayer
What makes a Worldpayer? It’s simple: Think, Act, Win. We stay curious, always asking the right questions and finding creative solutions to simplify the complex.
We’re dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we’re determined, always staying open and winning and failing as one.
Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career.
Explore the benefits we offer to Worldpayers in the United Kingdom
My Health
We provide a healthcare allowance towards the costs of your health benefits, giving you the flexibility to choose the coverage you and your family needs across our medical, dental and healthcare cash plans. Our medical plan also includes a neurodiversity assessment pathway.
My Money
We offer access to a pension scheme with a company contribution of 9% of base salary if you contribute at least 3%. You can also own your personal finances through our Workplace ISA and GIA.
My Lifestyle
We offer Employee Assistance Programs to support through any changes that matter to you.
My Family
Our family inclusion network offers support for Worldpayers raising families and caring for family members.
My Protection
We offer company-funded life and income protection insurance with the option to purchase additional insurances, including critical illness for you and your partner, life insurance for your partner, and personal travel insurance.
My Time Off
We offer paid time off and public holidays so you can rest, recharge and spend time on what matters most.
My Specialized Support
We offer company-funded annual Health Assessments. We also provide free access to a Virtual GP for you and your family, and full funding for female Worldpayers to access our Menopause Support Plan.
My Specialized Support
We provide a monthly wellbeing allowance for you to spend on anything that supports your physical and/or mental wellbeing.
Application steps
Here’s where we’ll learn a little about you, why you want to join Worldpay, and why you’d be a good addition to our team. You’ll also need to upload your resume and a cover letter too.
Application Review
Once you’ve submitted your application, Worldpayers will review it and see if you’re a good match for the role, team and culture. If you’re successful, we’ll invite you for an interview where we can get to know each other better.
Interview with a Worldpayer
This is the time where we get to know you better, and your opportunity to learn more about us. The best way to thrive is to bring your whole self to the conversation. We’ll ask about your skills and experiences, as well as your career aspirations. Depending on the role, you might have multiple interviews with various Worldpayers.
Offer and Onboarding
The exciting part! If you’re the best candidate, your recruiter will be in touch to confirm your offer. If you accept, we’ll walk you through the next steps of what you can expect during your background check and onboarding process to get you ready to become an official Worldpayer.
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Privacy Statement
Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice.
Sourcing Model
Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. xwzovoh Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
Find your future role and become a Worldpayer
Find your future role and become a Worldpayer
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