Payments Solution Architect | Open Banking | 12‑Month Contract
Location: Knutsford (2–3 days onsite, non‑consecutive)
Rate: £480/day (Inside IR35)
Duration: Until 31/12/2025
Clearance: Must be eligible for BPSS
We’re seeking a Payments Solution Architect to design and deliver secure, scalable, and compliant Open Banking and payments solutions. This is a hands‑on architecture role, ideal for someone passionate about shaping the future of digital payments, open APIs, and seamless customer journeys across cards, current accounts, and lending products.
What You’ll Do
- Lead the design and integration of Open Banking and payments platforms, ensuring they’re secure, compliant, and scalable.
- Translate business needs into robust technical designs covering data models, APIs, and distributed systems.
- Define customer journeys and onboarding flows that enhance user experience while meeting regulatory and security requirements.
- Collaborate with engineering and business teams to deliver end‑to‑end payment and servicing architectures.
- Ensure alignment with PCI, ISO 20022, and Open Banking standards.
- Stay ahead of emerging fintech trends to future‑prove the payments architecture.
What You’ll Bring
- Proven experience in Open Banking and Payments architecture — covering authorization, tokenization, and transaction processing.
- Strong integration background, working across systems, gateways, APIs, and third‑party services.
- Hands‑on design skills in customer journeys & onboarding experiences; servicing flows across banking ecosystems; logical & physical data modeling across cards, current accounts, and lending products.
- Deep technical understanding of Java, Spring Boot, microservices, and cloud (AWS, GCP, or Azure).
- Strong OOAD, UML, and modern architectural pattern experience.
- Excellent communication skills — able to bridge the gap between business and technology.
If you’re an architect who thrives in the fast‑evolving world of Open Banking and digital payments — and you want to make an impact on the next generation of payment technology — we’d love to hear from you.
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