Overview
The Residential Mortgage-Backed Securities (RMBS) team is seeking an analyst to be based in our London office. The role is open at the Analyst or Senior Analyst level depending on experience. As one of the world’s top three credit ratings agencies, Fitch Ratings provides supplementary credit analysis, ratings, research, and commentary to financial market participants. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries.
At Fitch Ratings, credit analysts play a pivotal role in moving markets, with a legacy of over a century and a culture that emphasizes collaboration, professional growth, and client-focused analysis. The RMBS team is responsible for providing ratings for all securities backed by residential mortgage loans and publishes research related to RMBS performance and mortgage market fundamentals.
What We Offer
- A role with a wide variety of daily tasks including discussion with issuers, quantitative analysis, presenting results in rating committees and writing rating reports.
- A London-based team covering UK issuers and providing asset class leadership across Europe, embedded in the wider European Structured Finance team.
- Structured training program to build knowledge and skills to rate Structured Finance transactions.
- A flexible work environment with the ability to work remotely for up to two days per week.
We’ll Count on You To
- Perform analysis of new transactions including collecting and analysing portfolio data, cash flow modelling, review of legal documentation and analysis of the transaction structure.
- Monitor and analyse existing transactions.
- Communicate with external parties involved in the rating process including management meetings.
- Present your analysis in rating committees.
- Publish rating reports and press releases.
- Potential for future participation in the publication of research on structured finance related market developments.
What You Need to Have
- Bachelor’s degree or equivalent. Applications from individuals with additional relevant experience in place of a bachelor’s degree are welcome.
- Two or more years of professional experience. Experience in the financial services industry, securitisation market, risk management, treasury or the mortgage industry would be advantageous.
- Strength in numeracy and proficiency with Microsoft Excel.
- Strong written and verbal communication skills.
What Would Make You Stand Out
- Strong analytical and problem-solving skills
- An ability to formulate and deliver concise opinions, facts and arguments both verbally and in writing.
- Prior professional experience in credit analysis.
- Curiosity to solve complex problems using creativity and collaboration.
Why Choose Fitch
- Hybrid Work Environment: 3 days a week in office required
- A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
- Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
- Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
- Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
- Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
- Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community
Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.
Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.
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