At mcl, we help small and medium-sized businesses access the capital they need to grow – quickly, clearly, and with care. Since 2018, we’ve supported over 2,000 SMEs across the UK, and we’re not slowing down.
We believe finance should work better for the people building our economy. That means fewer hurdles, faster answers, and support that feels human, not transactional. We back ambition with real funding, smart tools, and a team that gets what running a business really takes.
Our mission
To reshape SME finance and level the playing field – funding that’s fast, fair, and fits for the businesses of the future.
Our G.E.M.S values
G – Growth
Not just business growth – personal growth, team growth, process growth. We level up.
No fake hype. Just energy, urgency, and actually giving a toss.
M – Maintaining Accountability
Own your actions and interactions. If it’s off, say it. If it’s broken, fix it.
S – Seeing Strategically
Eyes on the big picture. Help us make smarter long-term moves.
The Role
The Loan Application Analyst plays a critical role in maintaining the speed and quality mcl is known for. You will be responsible for preparing files for underwriting, going through and “scrubbing” applications so that bank statements are clean, understood and ready for underwriting, to ensure submitted deals meet our internal quality standards before progressing to underwriting. The role is fast-paced, precise, and requires a sharp eye for detail.
Key Responsibilities
- Work through and verify loan application bank statements for accuracy, clarity and completeness.
- Identify errors, missing information, and inconsistencies in application packs.
- Liaise with underwriters, brokers and internal teams to clarify and correct submissions.
- Maintain a daily log of scrubbing activity and recurring issues to drive process improvements.
- Support the operations and credit teams to ensure only clean files move to decisioning.
Key Skills & Experience
- Excellent attention to detail.
- Strong organisational skills and ability to meet tight deadlines.
- Comfortable working with data, documents, and financial records.
- Able to communicate clearly and efficiently with both internal teams and external brokers.
- Previous experience in financial services, lending, or quality assurance is essential.
Why Join Us?
- Competitive salary and path for progression
- Flexible and supportive working environment
- Office snacks & team socials
- 25 days holiday
- A role with real ownership and space to grow
Seniority level
Entry level
Employment type
Full-time
Job function
Analyst
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