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Credit Analyst | Confidential Financial Services Firm
A fast-growing credit, analytics and technology business backed by a major international financial group is looking for a Credit Analyst to join its London-based team.
The company combines the best of finance, data science and technology to drive smarter, more responsible lending decisions across multiple UK consumer credit brands. This is a fantastic opportunity to work closely with senior leaders, influence strategy, and help shape the next generation of responsible lending models.
The Role
- Develop and maintain affordability and credit risk models, rules, and policies
- Support responsible lending and financial vulnerability initiatives
- Use data and analytics to deliver actionable insight and optimise decisioning
- Explore innovative credit solutions, including Open Banking / Open Finance
- Present insights and recommendations to senior management and key stakeholders
About You
Background & Experience
- Degree with strong quantitative or analytical focus
- 2–3+ years in a credit risk or analytics role within UK consumer lending
- Exposure to personal loans, credit cards, BNPL, or point-of-sale finance
- Hands‑on experience with credit reference agency data and policy development
- Strong analytical mindset – able to turn data into insight and business action
- Confident with SAS, SQL or Python and advanced Excel skills
- Commercially astute and able to balance risk vs. growth
- Familiarity with Open Banking data or AWS Quicksight a plus
Personal Traits
- Self‑starter with integrity and reliability
- Detail‑focused but commercially aware
- Clear communicator and collaborative team player
- Curious, pragmatic, and open to innovation
What’s on Offer
✅ Competitive salary and discretionary annual bonus
✅ Full exposure to company strategy and product P&L
✅ Regular engagement with C‑level leadership
✅ Modern, informal, and collaborative work culture
✅ Strong benefits package including pension, life cover, PMI, dental, income protection, and 25–28 days holiday
✅ Hybrid working from a modern London office
If you’re an analytical thinker who thrives on solving complex credit challenges and wants to be part of a high‑impact, data‑driven business, this is the perfect next step in your career.
Seniority level
Mid‑Senior level
Employment type
Full‑time
Job function
Finance, Analyst, and Information Technology
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