Relationship Manager Buy to Let/Dev Finance

London based international bank, seek an experienced Relationship Manager/Business Development Manager to join the bank on a rolling 12 month FTC to help source and originate lending opportunities, primarily in property finance (Buy-to-Let and development finance) and some Hotel Finance through brokers, introducers, developers, and direct client relationships

Key Responsibilities

• Actively generate new leads and contribute to building a strong and sustainable lending pipeline for the Bank.
• Engage with clients to understand funding requirements and propose suitable lending solutions in line with Bank policies.
• Support structuring of real estate finance transactions from origination through to disbursement.
• Develop and maintain relationships with professional landlords, SPVs, LLPs, and property investors.
• Conduct client discussions to assess investment objectives, rental yields, and financing needs.
• Perform initial screening of credit proposals including borrower profile, LTV, DSCR, rental yield, and asset quality.
• Carry out preliminary affordability and rental coverage assessments in line with internal credit policy and UK PRA guidelines.
• Collect and verify required documentation for underwriting (income proofs, tenancy agreements, valuations, rental projections, etc.).

Essential Experience Required

• 4–5 years of experience in new business development/origination lending, or financial services, with exposure to credit origination/sales.
• Good understanding of UK Buy-to-Let mortgage market, including rental stress tests, ICR, &basic underwriting parameters.
• Familiarity with FCA and PRA regulatory environment.

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