Overview
This is a hands-on role for someone who enjoys working with data, programming, and turning analysis into commercial decisions that improve customer outcomes and portfolio performance. If you like owning your work, building strong data foundations, and learning fast in a high-impact environment, this role will give you exposure across pricing, unit economics, and portfolio strategy.
Pricing Analyst at Oodle Car Finance
Location and working style
We’re based in London’s financial district at 70 St Mary Axe. We operate a hybrid model, with 2–3 days per week in the office during onboarding.
What you will be doing in the role
You’ll be part of the Pricing & Profitability team within Credit Risk, working closely with Commercial, Product, Data Science, and Engineering. We develop and manage deterministic pricing strategies and decisioning rules that support responsible lending and strong originations performance. Core programming language is Python with solid experience in SQL.
- Own the management, monitoring, and optimisation of pricing strategies, including KPI design, MI automation, root‑cause investigation, and actionable recommendations.
- Run champion/challenger pricing tests, from hypothesis shaping to test design, implementation support, monitoring, and evaluation of outcomes.
- Carry out scenario and sensitivity analysis to understand pricing performance under different market conditions.
- Build and maintain unit economics models and cashflow forecasts to assess profitability at segment and channel levels, articulating key drivers.
- Shape and evaluate introducer commission strategies, monitoring interactions with pricing, volume, and selection effects.
- Partner with Commercial teams to provide insight on risk‑adjusted returns and product performance.
- Improve analytical tools, workflows, and controls; support governance for pricing and profitability models.
- Communicate analytical findings with senior stakeholders, explaining model behaviour, trade‑offs, limitations, and recommended actions.
- Support and coach junior analysts through peer review and best practices to enhance the team’s capability and pace.
What we’re looking for
2–4 years’ experience in pricing, credit risk, consumer finance analytics, or a similar quantitative field with measurable impact. Strong quantitative skills (statistical modelling, test design, interpretation of analytics). Solid Python experience and SQL; comfortable with reliable, reusable analytical code and version control. Ability to translate complex analysis into clear, practical recommendations for non‑technical audiences. Understanding of unit economics or cashflow modelling. Commercial mindset with strong judgement. Experience in production or operational analytics environments. Degree or equivalent in a quantitative subject (Mathematics, Statistics, Economics, Engineering, Computer Science).
- 2–4 years’ experience in pricing, credit risk, consumer finance analytics, or a related quantitative field.
- Strong quantitative skills including statistical modelling, test design, and interpreting analytics.
- Solid Python and SQL experience; familiar with reusable analytical code and version control.
- Ability to translate complex analysis into clear, practical recommendations for non‑technical audiences.
- Understanding of unit economics or cashflow modelling.
- Commercially aware mindset and strong judgement.
- Experience working in production or operational analytics environments.
- Degree or equivalent in a quantitative subject.
Benefits
Initial list of benefits includes:
- Hybrid working with 2–3 office days per week
- Holiday entitlement (25 days rising to 28 with service) plus bank holidays
- Private medical and health cash plan
- Pension contributions (5%)
- Life assurance (4x annual salary)
- Free breakfast, drinks and fruit in the office
- Employee discounts
- Volunteer day per year
- Mental health support via EAP
- Paid sick leave and enhanced family leave
How to apply
If this role excites you, we’d be delighted to hear from you. Please apply online or contact careers@oodlefinance.com for alternatives or reasonable adjustments.
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