Credit Risk Manager at Lendable.co.uk

Credit Risk Manager

Company: Lendable.co.uk – VC‑backed fintech unicorn backed by Goldman Sachs.

As Credit Risk Manager, you will lead a team of analysts to drive strategic change across Lendable’s consumer finance products in the UK and US. You will optimize credit decisioning, build predictive models, and leverage Python and SQL to extract actionable insights, directly impacting the performance of a high‑growth, profitable fintech portfolio.

Responsibilities

• Define and refine complex credit strategies to optimize who the company lends to, at what rate, and for what amount.
• Lead and develop a team of junior analysts, fostering their technical growth and ensuring delivery of high‑quality portfolio insights.
• Collaborate cross‑functionally with Engineering and Product teams to implement data‑driven strategies and monitor success using machine learning and AI.

Qualifications

• Daily coding proficiency in Python and SQL with proven track record in credit risk strategy within consumer lending.
• Strategic mindset with ability to translate complex data sets into clear, commercial decisions aligned with responsible lending goals.
• Experience leading and mentoring junior analysts in fast‑paced environment, comfortable challenging assumptions and driving meaningful change.

Benefits

• Join a UK fintech unicorn that has been profitable since 2017 and is disrupting dated banking systems in the multi‑trillion dollar UK and US markets.
• Work with top‑tier backing from Goldman Sachs and Balderton Capital while maintaining a small‑team culture that prioritizes resourcefulness and high‑impact decision‑making.
• Enjoy a hybrid work model with best‑in‑class compensation and equity in a company scaling rapidly with a 4.9 Trustpilot rating.

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