Senior Credit Risk Analyst | Great flexibility on hybrid working

Location: Doncaster - Great flexibility on hybrid working

Firstly let me say, we get it, FTC isn't everyone's first choice, BUT, this is a fantastic bank that genuinely likes keeping good people, so extension and internal opportunities are very real possibilities and work alongside a brilliant team.

A growing specialist bank at the forefront of consumer and commercial lending is looking for two Senior Credit Risk Analysts to join their Credit Acquisitions team on a project-focused 9-month FTC. These are hands-on analytical roles sitting within the acquisition credit risk function, working across consumer and commercial lending with a specific focus on new business performance and underwriting.

This is a great opportunity to get stuck into a defined, high-impact project within a business that has real depth of expertise in specialist lending, working alongside an experienced credit risk team who know their stuff.

What you'll be doing: You'll be developing, delivering and monitoring credit risk strategies, analysing acquisition strategy and processes to provide insight and recommendations to Credit management. You'll set and monitor credit risk performance against agreed plans and targets, produce high-quality MI and present findings to Credit Committees and senior stakeholders.

You'll be a key point of contact for operational and sales teams on credit policy and processes, support QA checks on underwriting and affordability assessments, and represent Credit on working groups. Governance is a real part of the role, with policy reviews, audit remediation, incident management and escalation all sitting with you.

So, if you have experience in:

• A Credit Risk role within Financial Services
• Writing code confidently, SAS, SQL, Alteryx or similar are tools you use regularly
• Designing and implementing credit acquisition strategy including policies, underwriting, bureau data and credit systems
• Communicating complex information clearly to senior management and non-credit colleagues alike
• Working independently but also brings others along with you, coaching and supporting teammates comes naturally

Then we want to speak with you - and so will they!

Desirable: credit scorecard experience, retail/secured asset lending background, understanding of credit risk PD, EAD & LGD models.

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