JoinaleadingUKbankthat’sfocusedonhelpingcustomers,communities,andtheplanetthrive.You’llplayakeyroleinshapinghowthebusinessmanagescreditexposureanddrivessustainablegrowthacrossitsexistingcustomerbase.
Role Overview
RoleType: 12Monthfixedtermcontractwithpotentialforextension
Location: CentralEdinburgh,2daysperweekonsite
Package: £55,000-£70,000pa,AnnualBonus&Benefits
Industry: Banking
What You’ll Be Doing
- Develop and implement credit and affordability strategies for existing customers.
- Optimise credit exposure to support growth within defined risk appetite.
- Monitor portfolio performance using MI and deliver actionable insights.
- Identify new opportunities for responsible lending to current customers.
- Evaluate and implement new data sources and technologies to enhance decision-making.
- Collaborate with teams across Risk, Modelling, Finance, and Commercial to align strategy.
Main Skills Needed
- Minimum of 4 years of experience in a Credit Risk role.
- Background in Banking or Financial Services.
- Strong analytical and problem‑solving skills.
- Proficiency in SAS, SQL, and Excel for data analysis and reporting.
- Excellent understanding of credit and affordability risk management.
- Strong stakeholder management and communication skills.
- Bonus: Knowledge of credit bureau data and experience mentoring others.
What’s In It for You
- Competitive salary and performance bonus.
- Private medical insurance and access to a virtual GP service year‑round.
- Generous pension scheme and enhanced family leave policies.
- Minimum 7.2 weeks’ holiday, with the option to buy more.
- Supportive, collaborative culture with genuine opportunities to grow your career.
Think it could be a fit? We’d love to hear from you.
Weareanequalopportunityemployerandvaluediversityatourcompany.Wedonotdiscriminateonthebasisofrace,religion,colour,nationalorigin,gender,sexualorientation,age,maritalstatus,veteranstatus,ordisabilitystatus.
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