Lead Technical Underwriter Property – Home Based
Lead Technical UnderwriterSalary Dependent on Experience
Primarily remote with occasional visits to our London/Reading/Manchester/Halifax offices as needed
Join Cova Insurance An Award-Winning Place to Work
At Cova Insurance, were here to help protect people against the worst happening and put it right if it does.
What truly sets us apart is our people and culture. Were proud to have been recognised as the Best Place to Work at the Modern Claims Awards 2026 a reflection of our commitment to creating a supportive, inclusive and empowering environment where everyone can thrive.
The Opportunity/Team
Were looking for a Lead Technical Underwriter (Property) to join our Central Underwriting team where youll play an important role in shaping our commercial underwriting approach, supporting sustainable growth in the Technical Underwriting Discipline, and continually evolving how we work together across underwriting and governance.
We know our people are our greatest strength, and were committed to creating an inclusive environment where everyone can thrive and grow. Youll contribute to building technical underwriting expertise across the business, sharing knowledge and supporting the development of others.
Focusing on Commercial Property, youll help set direction, support complex decision-making, and provide expert guidancewhile keeping a close eye on performance and outcomes.
What you can expect in this role
Youll play a key role in the development of technical strategy, underwriting guidelines and frameworks for the property portfolio
Youll work closely with the underwriting community, helping to provide underwriting and technical guidance to support the businesses continued development
Youll contribute to the research, and agreement, of pricing, underwriting criteria and changes to Covas products, focusing on quality, collaboration and continuous improvement
Youll have opportunities to learn, develop and grow within the role, supporting and deputising for senior colleagues and management, as well as playing an active role in training and mentoring underwriters.
What you might bring
Experience in, or a strong interest in, Commercial Property Underwriting, with exposure to technical underwriting or portfolio management within a commercial insurance environment
Skills in technical underwriting, with the ability to assess complex property risks, guide underwriting strategy, and influence portfolio performance
Excellent interpersonal, literacy and numeracy skills with the ability to work collaboratively with others and communicate affectively
An organised, thoughtful way of working
A commitment to delivering great outcomes for customers and colleagues
Not sure you tick every box? Thats okay.
We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we encourage you to apply -even if you dont meet every requirement.
Our Values
Our values are at the heart of everything we do and are one of the reasons were recognised as an award-winning place to work:
Standing Shoulder to Shoulder Sharing our successes and failures
Make it Happen Solving problems, being creative, taking ownership
Understand you About our customers, our partners, and our people
Change the Game Caring about the big and the little things
Were committed to building a diverse and inclusive environment where everyone feels valued and supported.
Flexibility That Works for You
Remote Working
Flexible hours and working patterns
A genuine approach to work-life balance
Why join Cova?
Because we believe great work happens when people are trusted, supported and able to work in ways that suit their lives.
Flexibility that truly works for you 36.25 hours per week, flexitime, and hybrid options as standard. Whether youre balancing family life, caring responsibilities, study, or simply work best at different times, were open to finding a pattern that works
Reward that reflects your contribution annual pay review plus performance related bonus.
Time to switch off and recharge 2527 days holiday plus bank holidays, with the option to buy or sell annual leave
Investing in your future a generous pension with 7.5% employer contribution as standard, which can be matched up to 12% with your input.
Grow with us access to training, professional qualifications and apprenticeships to support your development at every stage of your career.
A culture where you belong employee led communities, inclusive networks and meaningful DEI action, not just words
Your wellbeing matters private medical cover, 24/7 Virtual GP, health checks and ongoing wellbeing initiatives
Support beyond work mental and financial wellbeing support through our dedicated Wellbeing group
Everyday perks that add up electric car scheme, gym discounts, Cycle to Work and retail savings via Perkpal
and plenty more to support you inside and outside of work.
Ready to apply?
If this sounds like the right next step for you, wed love to hear from you.
As a Disability Confident Employer, were committed to fair and accessible recruitment. If you need adjustments or support at any stage, please contact our Recruitment Team at recruitment@coveainsurance.co.uk.
Applicants must currently reside in the UK and have the unrestricted right to work in the UK. Unfortunately, were unable to offer visa sponsorship for this role.
Salary:
Depending on Experience
Working hours:
36.25
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