Senior Underwriter – Property
Location: Flexible / Hybrid (UK)
We’re partnering with an ambitious and well-backed new MGA, as they launch a specialist Commercial Property Owners and Unoccupied Property proposition.
This is a rare opportunity to step into a business-facing underwriting role with a clear pathway to progression opportunities within 12-18 months.
The Opportunity
This isn’t a traditional “desk underwriting” role. Instead, this position is designed for someone who:
- Knows property underwriting inside-out
- Enjoys being out in the market building relationships
- Can represent a growing MGA with credibility to brokers and capacity providers
You’ll work closely with the Head of Underwriting, helping to shape broker strategy, drive profitable growth, and play a key role in scaling the business.
What You’ll Be Doing
Broker & Market Relationship Development (Primary Focus)
- Build and manage key relationships with regional and independent brokers
- Identify and onboard profitable books of business
- Conduct regular broker meetings and market engagement
- Drive a clear and consistent underwriting appetite
Market & Capacity Engagement
- Support and attend capacity meetings
- Present performance insights and underwriting strategy
- Contribute to discussions around loss ratios, trends, and growth strategy
Technical Oversight
- Review complex referrals and claims outside authority limits
- Maintain underwriting discipline and pricing integrity
- Support appetite and rating structure development
Reporting & Performance
- Analyse MI and underwriting performance data
- Identify trends and support pricing reviews
- Contribute to product and portfolio strategy
What’s In It For You
- Clear route to Deputy Head of Underwriting
- Exposure to strategy, capacity, and leadership decisions
- Opportunity to help build an MGA from the ground up
- Potential equity participation as the business matures
- A role that is relationship-led, not process-driven
What We’re Looking For
Essential:
- c5+ years’ experience in Property underwriting
- Strong knowledge of Property Owners and/or Unoccupied risks
- Proven ability to build and manage broker relationships
- Experience handling complex referrals and underwriting decisions
- Highly enthusiastic and motivated to build strong relationships at all levels
- MUST have the ability to travel across UK to meet with brokers
Desirable:
- Exposure to MGA or delegated authority environments
- Understanding of loss ratios and portfolio performance
- Experience with platforms such as Acturis
For more information or to apply, please contact
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