Core Banking and Accounts Product Manager
London, Leeds
LHV Bank Limited is a UK‑licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia, and operates under a full UK banking licence granted in May 2023.
We support over 200 fintech clients with embedded financial infrastructure, provide retail savings products via digital channels, and offer SME credit solutions across the UK. LHV Bank is committed to maintaining a robust financial crime control environment.
We are expanding our services to include personal banking solutions: current accounts with competitive interest rates, fixed‑rate bonds for long‑term savings, and debit cards, all accessible through the LHV App.
We are looking for a Core Banking Platform and Product Manager who will own and evolve the bank’s core banking platform and account model, ensuring it is scalable, well understood and supports current and future product needs.
You will define and drive product direction for accounts, aligning customer needs, product design and system capability. Be responsible for account structures, configuration (interest, limits, rules, lifecycle), platform capabilities and constraints, and vendor management. Build internal expertise and documentation to reduce reliance on external partners and enable other Product Managers to deliver effectively through the platform.
This is a collaborative role where you will work closely with Engineering, Operations, Risk and Compliance to deliver customer‑ready, compliant and commercially effective outcomes.
Product Ownership & Delivery
- Own end‑to‑end delivery, from problem definition to optimisation
- Set priorities, define success metrics and make informed trade‑offs
Platform Ownership
- Evolve account structures and ensure scalable, consistent models
- Align product design with system capability and reduce complexity
- Collaborate on solution design and system behaviour
- Challenge assumptions and ensure scalable outcomes
Internal Capability
- Build internal knowledge and improve documentation
- Reduce reliance on external vendors and enable teams
- Own vendor relationship, performance and roadmap influence
Regulatory & Control
- Ensure compliance with UK financial services regulations and audit readiness
Performance & Outcomes
- Monitor performance, reduce issues and improve delivery outcomes
Stakeholder Collaboration
- Work cross‑functionally and align teams on priorities and delivery
Skills & Experience
- Significant core banking platform and account structure expertise
- UK financial services knowledge
- Strong product management and technical understanding
- Clear communication and ownership mindset
Benefits (UK based roles only)
- Competitive salary and opportunities to learn, grow and progress professionally
- Open and inclusive culture
- Excellent offices and working environment
- Vitality Health Plan (private health insurance, travel insurance, gym discounts)
- Life assurance – 4x salary
- Income protection insurance – 75%
- 28 days holiday plus 3 additional days, with further days for key life events and opportunity to sell up to 5 days per year
- Swappublic/bank holidays each year for alternative days that align with personal, cultural, or religious observances
- Enhanced family‑friendly and family‑forming policies
- Access to a wide range of retail discounts
- Team socials
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