Senior Risk Analyst
Solihull - Hybrid 3 days per week
The Company
They are a well established financial services organisation operating in the consumer lending space. With a strong analytical culture, they place data at the centre of decision making across products and partnerships. The business is investing heavily in advanced analytics and credit risk capability to support sustainable growth.
The Role
You will sit within the personal finance credit risk team, working closely with models, strategy and analytics specialists. Your focus will be on supporting credit strategy for a key partner product, using data and models to optimise performance.
Key responsibilities include:
- Supporting credit risk strategy for a partner finance product, analysing what impacts sales and how to maximise performance within risk appetite.
- Developing, enhancing or monitoring credit risk models, including PD and scorecard based approaches.
- Delivering analysis to inform decisions across acquisition, pricing and customer management.
- Working with stakeholders across risk, analytics and the wider business to translate insight into action.
Your Skills and Experience
- Strong background in credit risk analytics within lending, banking or fintech environments.
- Experience with scorecard development, decision science models or broader credit risk modelling.
- Commercial exposure to areas such as pricing, customer segmentation or portfolio strategy.
- Hands on experience using SQL and either Python or SAS, with a willingness to develop further technical skills if needed.Ability to turn complex analysis into clear insight that supports business decisions.
What They Offer
- Competitive salary and benefits package.
- Hybrid working with three days per week in the Birmingham office.
- Opportunity to work on a high profile product with visible impact on strategy and performance.
- A collaborative, analytical environment with scope to develop deeper modelling or strategy expertise.
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