Credit Risk Manager
Up to £70,000
Hybrid (3 Days a week in office/2 Days from home)
West Midlands
The Company:
We are currently recruiting for a Risk Manager on behalf of one of our leading lending clients. They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytics and insight to drive performance and improve strategy.
The Role:
As a Risk Manager, you will be:
- Reporting on portfolio performance, risk trends and key insights
- Using SAS/SQL to assess the portfolio, forecasting, and bad‑debt exposure.
- Helping shape and develop credit risk strategies across acquisitions, pricing and existing customer management.
- Understanding and interpreting CRA and third‑party data to inform strategy decisions.
- Reviewing dashboards, MI and forecasting to identify optimisation opportunities across the portfolio.
- Working with a dedicated data scientist to support modelling inputs and strategic enhancements.
Your Skills and Experience:
To be successful as a Risk Manager, you will need:
- Experience in credit risk or portfolio analytics within consumer lending.
- Strong SAS and/or SQL experience
- Ideally experience with Python
- Solid understanding of CRA data, MI and credit risk frameworks.
- Strong stakeholder management and confident communication skills.
- Experience working with portfolio analytics, forecasting and risk controls.
Benefits
Up to £70,000 + benefits package