Overview
Regulatory Compliance Manager
Department: Compliance
Employment Type: Permanent
Location: London
Reporting To: Jade Skeete
Description
YouLend is looking for a Regulatory Compliance Manager to support the design and scaling of our global regulatory framework as we expand into new markets and pursue additional authorisations. This is an individual contributor role, reporting directly to the Head of Regulatory Compliance. You will operate with a high degree of autonomy and ownership, partnering closely with senior leadership, product, and commercial teams to enable compliant growth. It is not a Financial Crime (AML/KYC) or Transaction Monitoring role. This is a primarily regulatory-focused role, with deep involvement in policy, governance, and licensing strategy. We are looking for a specialist with strong technical expertise in regulatory frameworks and authorisations.
Responsibilities
- Regulatory Architecture and Authorisations
- License Expansion: Support compliance workstreams for new regulatory authorisations and Variations of Permission (VoP) across the UK, EU, and other target jurisdictions.
- Framework Design: Support with the evolution YouLend's regulatory compliance framework, ensuring policies, KRIs, and reporting structures are scalable for a high-growth, international business.
- Advisory & Product Governance: Act as a trusted regulatory advisor to Product and Commercial teams, guiding them through complex regulatory landscapes in B2B financing and payment services.
- Governance and Technical Oversight
- Regulatory Reporting: Own the end-to-end regulatory reporting process, ensuring accurate and timely submissions to the FCA and other relevant authorities.
- Prudential and Conduct Standards: Ensure ongoing compliance with key regulatory expectations, including Consumer Duty, Safeguarding, and Outsourcing requirements.
- Horizon Scanning and Impact Analysis: Translate upcoming regulatory developments (e.g., PSD3, EU lending directives) into clear, actionable business changes.
- Management Reporting: Deliver high-quality, insight-driven reporting to senior leadership, providing a clear view of the firm's regulatory risk profile.
Skills, Knowledge and Expertise
- You bring 5+ years of experience in a dedicated Regulatory Compliance role within regulated lending, payment services, or corporate financing.
- You have a deep, working knowledge of the FCA Handbook (including PRIN, SYSC, COND, and CONC/BCOBS).
- You have supported regulatory applications and understand the expectations and scrutiny involved in licensing processes.
- You can design and draft clear, practical policies that meet regulatory expectations while enabling business agility.
- You are experienced in conducting thematic reviews and gap analyses on complex regulatory change.
- You are confident engaging with senior stakeholders and regulators, and can clearly articulate and defend regulatory positions.
Benefits
Why join YouLend?
- Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work in 2024 and 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
- Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.
It's just getting fun
- We have developed powerful solutions, secured significant partnerships, and are growing rapidly.
- The global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
Lots of upsides
- High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business).
- Well-capitalised with supportive private equity backing.
- Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
Motivating work environment
- A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
- Strong, transparent team culture: we have each other's backs.
- Independent work environment where results matter.
- Data-driven culture and emphasis on speed (anti-red tape).
Equal Opportunity
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
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