Construction Underwriter – UK (Remote / Flexible)
Location: Southern HQ (UK‑wide applicants welcome) Employment Type: Full‑time Seniority: Mid‑Level / Experienced Underwriter
Our Client, a Southern‑based MGA is expanding, and we’re looking for an experienced Construction Underwriter to join their growing team. They combine the best of both worlds: traditional underwriting flexibility and modern, data‑driven decision‑making, giving you the autonomy to trade effectively while backed by a forward‑thinking, tech‑enabled platform.
Although head office is in the South, we welcome applicants from anywhere in the UK. What matters most is your expertise, your judgement, and your ability to build strong broker relationships in the construction market.
About the Role
As a Construction Underwriter, you’ll take ownership of a varied and dynamic book of construction risks, working closely with brokers to deliver tailored solutions that balance commercial opportunity with sound underwriting discipline. You’ll enjoy genuine decision‑making authority, the freedom to trade, and the support of a collaborative MGA environment that values expertise over bureaucracy.
This is an opportunity to join a business that is growing fast, investing in its people, and committed to maintaining the underwriting craft that sets MGAs apart.
What You’ll Be Doing
- Underwriting a broad range of construction risks, including contractors, trades, project‑based covers, and associated commercial lines
- Building and maintaining strong relationships with brokers across the UK
- Negotiating terms and pricing to secure profitable new business and retain quality accounts
- Applying sound technical judgement while leveraging modern tools and data insights
- Managing your own pipeline and contributing to wider business development activity
- Working closely with internal teams to support service excellence and operational efficiency
- Ensuring adherence to underwriting guidelines, capacity requirements, and regulatory standards
- Contributing ideas and insight to help shape product development and underwriting appetite
What We’re Looking For
- Proven experience underwriting construction risks within an MGA or insurer
- Strong technical capability and confidence handling both standard and non‑standard cases
- A natural trader with excellent broker‑facing skills
- Commercially minded with a focus on profitable growth
- Comfortable working autonomously with real decision‑making responsibility
- Strong communication, negotiation, and relationship‑building skills
- CII qualifications (or working toward them) are advantageous
What We Offer
- Competitive salary and performance‑based bonus
- UK‑wide flexibility with hybrid or remote working options
- Genuine underwriting autonomy and a supportive, non‑bureaucratic environment
- Opportunities to influence product development and underwriting strategy
- A modern MGA platform backed by strong capacity and investment
- A collaborative culture that values expertise, innovation, and personal growth