Credit Risk Analyst

Credit Risk Analyst

Leicestershire/remote working available

Up to £60k

Are you an analytical minded individual, seeking a fresh challenge in the consumer lending space? We’re pleased to be supporting our customer centric client as they expand their portfolio into consumer finance. This role will be part of a dedicated team and is responsible for supporting the development, monitoring and optimisation of credit risk and affordability strategies across the lending lifecycle.

Duties will include:

• Support the design and maintenance of credit policy rules (eligibility, bureau cut-offs, scorecards, referrals, affordability thresholds).
• Analyse approval rates, decline reasons, and referral volumes to ensure alignment with risk appetite.
• Monitor score band performance and recommend adjustments to optimise risk-adjusted returns.
• Extract and analyse lending and performance data (SQL / BI tools
• Build dashboards and reports for senior stakeholders
• Review affordability framework assumptions (income verification, committed expenditure, disposable income thresholds

The successful individual will possess:

• Strong experience in credit risk.
• Experience in analysing risk profiles, default metrics, roll rate metrics, portfolio analysis and preparing data tapes.
• An analytical background, with experience using SQL, Power BI or Excel modelling.
• A background in consumer lending would be highly desirable.
• Ideally degree educated in a quantitative discipline i.e. Maths, Data Science, Economics etc

Our client is based in Leicestershire, and while they would prefer weekly office presence for this role holder, they are very open to remote working, with an understanding of 3 days per month being office based.

This is an excellent opportunity for an analytical, credit risk professional, seeking a new opportunity where they can really make the role their own. Along with a very competitive salary, you would also be entitled to employee benefits which include 27 days holiday + bank holidays + your birthday off, pension contribution, BUPA and more!

If this sounds like your next career move, please apply today!