Credit Risk Analsyt

Credit Risk Analyst

London / New York / Dubai

We are seeking a detail-oriented and analytical Credit Risk Analyst to support the management of credit exposure across Sokin’s global client base. You will play a key role in assessing, monitoring, and mitigating credit risk, working closely with internal teams to ensure risk is effectively managed while supporting commercial growth.

This role will work closely with Internal teams to ensure that credit risk is appropriately managed while enabling commercial growth. You will play a key role in supporting onboarding decisions, setting credit limits, and monitoring ongoing client exposure in a fast-paced fintech environment.

This is an excellent opportunity for someone looking to develop their career in credit risk within a scaling international payments business.

This role can be based in either London, Dubai or New York.

About Us

Sokin is a next-generation B2B financial services provider, enabling businesses to make and receive global payments with greater speed, lower cost, and total transparency. Our mission is simple: we’re simplifying global business—so businesses thrive wherever they choose to grow. We deliver services across:

• Global payments and receivables
• Foreign Exchange (FX)
• Treasury management
• Finance reconciliations

We are rapidly expanding across EMEA, APAC, and North America, supported by a strong global infrastructure and leading financial partners.

Key Responsibilities

• Conduct credit assessments for new and existing clients, including financial analysis, creditworthiness evaluation, and risk profiling.
• Monitor client exposures across products and ensure adherence to approved credit limits.
• Identify, assess, and elevate potential risks, breaches, or deteriorating credit profiles in a timely manner.
• Support the setting, review, and adjustment of credit limits, collateral requirements, and other risk mitigants.
• Produce regular reporting on credit exposure, concentration risks, and key trends for internal stakeholders.
• Maintain accurate records of credit decisions, approvals, and supporting documentation.
• Work closely with internal teams (Sales, Treasury, Finance, and Compliance) to balance risk management with commercial objectives.
• Contribute to the ongoing improvement of credit risk policies, processes, and controls.

Requirements

• 2–5 years’ experience in credit risk, financial analysis, or a related role within financial services, fintech, or banking.
• Strong analytical skills with experience reviewing financial statements.
• Understanding of credit risk principles, including exposure monitoring and limit setting.
• Experience or interest in FX, payments, hedging or treasury products is desirable.
• Strong attention to detail and ability to manage multiple priorities.
• Good communication and stakeholder management skills.
• Proficiency in Excel and data analysis tools.

We are an equal opportunities employer committed to creating an inclusive work environment. As a growing global startup, we value agility and flexibility in our working culture. If you require any accommodations during the recruitment process, please let us know.

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