Job Description
Wise is pioneering a new era of cross-border finance. As we expand our footprint in our emergent markets, we are looking for a Product Compliance and Risk Senior specialist to join our team.
Your Mission
- Enable Growth: Support the LATAM and MEA and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.
- 1LOD Ownership: Act as a hands‑on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers.
- Risk Management: Identify, mitigate, and oversee the control environment, ensuring that our LATAM / MEA offering adheres to both local mandates and Wise’s global risk appetite.
Key Responsibilities
- Control Design & Product Innovation: Collaborate with Product Managers and Engineers to design KYC, AML, and Anti‑Fraud controls that are practical, scalable, and customer‑oriented.
- Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.
Regulatory Risk & Advisory
- Receive expert advice on existing and forthcoming regulations from our oversight function and translate them into operationally successful controls.
- Translate "regulatory problems" into technical opportunities, helping teams build risk‑based products from the ground up.
- Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.
Audit, Remediation & External Relations
- Issue Management: Oversee the remediation issues and ensure timely mitigation of regulatory risks.
- Audit Representation: Assist with responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.
About You
- Expertise: gained experience in control and risk frameworks, methodologies, and control testing. Understanding of the risk lifecycle
- Technical Fluency: Ability to communicate effectively with Engineers and Product Managers, providing actionable recommendations rather than just quoting policy or regulations.
- Problem Solver: A data‑driven approach to compliance, using regulations to drive smart business decisions.
- Ownership: A natural owner who drives projects from inception to completion with extreme attention to detail.
- Fluent in English
- Global Mindset: Comfortable working across time zones with a collaborative, "think outside the box" spirit.
Bonus Skills
- Experience with Correspondent Banking or B2B partnership compliance.
- Familiarity with CVM regulations or investment management compliance.
- Proficiency in Jira, Confluence, or specialized Risk & Control software.
- Additionally fluent in any of our target market languages: Spanish, Portuguese, or Arabic
What this role offers
- The chance to work at the heart of the product development cycle in one of the world’s fastest‑growing Fintechs.
- Direct impact on how millions of customers move and manage money in emerging markets.
- A high‑autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.
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