Data Scientist – Credit

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Data Scientist – Credit Risk
£55-65,000
London

THE COMPANY

This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.

THE ROLE

  • Work across a range of credit models within the business, predominantly scorecards and broader decisioning models
  • Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business
  • Own the deployment and implementation of predictive models across the product suite
  • Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements

YOUR SKILLS AND EXPERIENCE

  • Essential to have experience developing predictive models, ideally within credit risk
  • SQL and Python experience is essential
  • Essential to have experience using Machine Learning techniques to develop non-linear models
  • Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech

SALARY AND BENEFITS

  • Base salary from £55-65,000
  • Company pension scheme
  • Private medical care
  • Equity scheme

#J-18808-Ljbffr”, “datePosted”: “2026-05-10”, “hiringOrganization”: { “@type”: “Organization”, “name”: “Harnham”, “sameAs”: “https://uk.whatjobs.com/pub_api__cpl__428775148__4861?utm_campaign=publisher&utm_medium=api&utm_source=4861&geoID=33” }, “jobLocation”: { “@type”: “Place”, “address”: { “@type”: “PostalAddress”, “addressLocality”: “London” } } }
Company: Harnham
Apply for the Data Scientist – Credit
Location: London
Job Description:

Data Scientist – Credit Risk£55-65,000London

THE COMPANY

This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.

THE ROLE

  • Work across a range of credit models within the business, predominantly scorecards and broader decisioning models
  • Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business
  • Own the deployment and implementation of predictive models across the product suite
  • Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements

YOUR SKILLS AND EXPERIENCE

  • Essential to have experience developing predictive models, ideally within credit risk
  • SQL and Python experience is essential
  • Essential to have experience using Machine Learning techniques to develop non-linear models
  • Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech

SALARY AND BENEFITS

  • Base salary from £55-65,000
  • Company pension scheme
  • Private medical care
  • Equity scheme

#J-18808-Ljbffr…

Posted: May 10th, 2026