Senior Credit Analyst - Trade Credit

At AIG, we are reimagining the way we help customers to manage risk. Join us to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Trade Credit

AIG's Credit Lines (Trade Credit, Trade Finance, and Political Risk) help Corporates (medium and large companies), from a wide variety of industry sectors and Financial Institutions, navigate the complexities of local and global business practices by offering non-payment credit insurance solutions.

How you will create an impact

We are looking for a motivated and detail-oriented Senior Credit Analyst to join our Credit Risk Team in London. The successful candidate will be a seasoned professional with a strong background in credit risk assessment, financial analysis, and portfolio monitoring within the trade credit or related financial services sectors. You will play a key role in evaluating buyer risks, and contributing to the strategic development of our credit portfolio.

Responsibilities

• Conduct in-depth financial and qualitative analysis of domestic and international companies across a wide range of industries.
• Assess creditworthiness, determine credit limits, and make recommendations aligned with underwriting and risk appetite guidelines within assigned authority or for further approval.
• Monitor assigned portfolios, track risk developments, and provide timely updates to internal stakeholders.
• Prepare detailed credit reports, risk assessments, and presentations for internal committees.
• Support the refinement of credit policies, risk models, and analytical frameworks.
• Mentor junior analysts and contribute to overall team development.

What you'll need to succeed

• A good level of professional experience in credit analysis, preferably within trade credit insurance, but banking, financial services, or related fields also acceptable.
• Strong knowledge of financial statement analysis, cash-flow evaluation, and sector-specific risk factors.
• Solid understanding of trade credit insurance principles, underwriting processes, and portfolio risk dynamics.
• Excellent analytical thinking, decision-making, and communication skills (spoken and written).
• Confidence in making risk and exposure recommendations, with a clear ability to justify decisions.
• Ability to manage complex cases and provide clear, well-reasoned risk recommendations.
• Proficiency with financial analysis tools and relevant software.
• Ability to work under pressure and prioritise
• Accuracy and attention to detail.
• Any additional language is an extra benefit
• Bachelor's degree in economics or related discipline; advanced degree or professional certification (e.g., CFA) is a plus.

Benefits

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—and your professional development—to bring peace of mind to you and your family.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.

Functional Area: UW - Underwriting

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