Credit Administration Officer

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Are you an experienced Credit Administration professional with strong trade finance, loan operations, and risk governance expertise?

We are looking for a highly capable Credit Admin Officer to join a bank's Risk Management team.

Working as part of a team of four, you will play a critical role in maintaining the integrity of the credit portfolio, supporting governance standards, and ensuring operational excellence across lending and trade finance activities.

  • Hybrid working: 3 days office based per week
  • Location: London

Main Duties:

Credit Governance & Approval Administration

  • Validate approved credit terms, limits, pricing, collateral, covenants, and conditions precedent
  • Maintain approval registers and delegated authority logs
  • Monitor exceptions, breaches, and escalation processes
  • Ensure facilities are activated only after required approvals and conditions are met

Loan Documentation & Security Administration

  • Prepare and review facility letters and credit documentation
  • Coordinate with legal counsel on security enforceability
  • Manage security perfection, registrations, and document custody
  • Monitor collateral valuations, expiry dates, and coverage ratios
  • Administer obligor, group, sector, and country limits
  • Monitor utilisation, covenant compliance, and exposure concentration
  • Track early warning indicators and support watchlist reporting
  • Administer:
  • LCs and SBLCs
  • Review SWIFT messaging and assignment notices
  • Monitor contingent exposures, fees, maturities, and amendments

Reporting, Controls & Audit

  • Produce MI dashboards and end-of-day exposure reports
  • Perform reconciliations and maker/checker controls
  • Support internal audit, regulatory reviews, and control remediation initiatives

Minimum 7+ years’ experience in Credit Administration

Strong experience in Loans & Securities Administration

Proven Trade Finance experience (LCs / Guarantees / SBLCs)

Strong understanding of MI / EOD reporting

Advanced Excel skills

Technical Knowledge:

Lending and trade finance operations

Collateral and covenant monitoring

Credit approvals and documentation review

Core banking systems (experience with Oracle FLEXCUBE preferred)

Understanding of risk metrics such as EAD, LGD, PD is advantageous

This is an opportunity to join a growing international bank where your expertise will directly contribute to strengthening our risk governance framework and supporting high-quality credit operations.

#J-18808-Ljbffr”, “datePosted”: “2026-05-10”, “hiringOrganization”: { “@type”: “Organization”, “name”: “LMA Recruitment”, “sameAs”: “https://uk.whatjobs.com/pub_api__cpl__428787063__4861?utm_campaign=publisher&utm_medium=api&utm_source=4861&geoID=33” }, “jobLocation”: { “@type”: “Place”, “address”: { “@type”: “PostalAddress”, “addressLocality”: “London” } } }
Company: LMA Recruitment
Apply for the Credit Administration Officer
Location: London
Job Description:

Are you an experienced Credit Administration professional with strong trade finance, loan operations, and risk governance expertise?

We are looking for a highly capable Credit Admin Officer to join a bank’s Risk Management team.

Working as part of a team of four, you will play a critical role in maintaining the integrity of the credit portfolio, supporting governance standards, and ensuring operational excellence across lending and trade finance activities.

  • Hybrid working: 3 days office based per week
  • Location: London

Main Duties:

Credit Governance & Approval Administration

  • Validate approved credit terms, limits, pricing, collateral, covenants, and conditions precedent
  • Maintain approval registers and delegated authority logs
  • Monitor exceptions, breaches, and escalation processes
  • Ensure facilities are activated only after required approvals and conditions are met

Loan Documentation & Security Administration

  • Prepare and review facility letters and credit documentation
  • Coordinate with legal counsel on security enforceability
  • Manage security perfection, registrations, and document custody
  • Monitor collateral valuations, expiry dates, and coverage ratios
  • Administer obligor, group, sector, and country limits
  • Monitor utilisation, covenant compliance, and exposure concentration
  • Track early warning indicators and support watchlist reporting
  • Administer:
  • LCs and SBLCs
  • Review SWIFT messaging and assignment notices
  • Monitor contingent exposures, fees, maturities, and amendments

Reporting, Controls & Audit

  • Produce MI dashboards and end-of-day exposure reports
  • Perform reconciliations and maker/checker controls
  • Support internal audit, regulatory reviews, and control remediation initiatives

Minimum 7+ years’ experience in Credit Administration

Strong experience in Loans & Securities Administration

Proven Trade Finance experience (LCs / Guarantees / SBLCs)

Strong understanding of MI / EOD reporting

Advanced Excel skills

Technical Knowledge:

Lending and trade finance operations

Collateral and covenant monitoring

Credit approvals and documentation review

Core banking systems (experience with Oracle FLEXCUBE preferred)

Understanding of risk metrics such as EAD, LGD, PD is advantageous

This is an opportunity to join a growing international bank where your expertise will directly contribute to strengthening our risk governance framework and supporting high-quality credit operations.

#J-18808-Ljbffr…

Posted: May 10th, 2026