Product Owner – Retail Pricing and Underwriting Systems
Product Owner – Actuarial Pricing and Underwriting Systems
London City – Hybrid (minimum 50% office based)
Contract: Permanent
Hours: Full time – 35 hours
We are leading a bold and transformative journey - and we’re looking for a Product Owner to join our flagship technology system transformation programme within our Retail B2B2C business.
This is a rare opportunity to play a key role in defining and delivering the vision for the Retail Actuarial & Reinsurance team and its wider pricing and underwriting partners, working closely with the Retail Product Director, the Retail Actuarial & Reinsurance leadership team and Retail squads to define a clear product direction and ensure the roadmap delivers meaningful impact.
If you have experience leading product ownership with extensive experience with actuarial teams and systems, thrive in solving big challenges, and want to be involved in a major technology overhaul—we’d love to hear from you.
About Just
We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast‑growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award‑winning products and services, delivered by a diverse team of over 1,400 purpose‑led colleagues who genuinely put the customer at the heart of everything we do.
This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.
Key Responsibilities
- Define and communicate the product vision, epics and user stories to all stakeholders, working with the Retail Product Director and Retail Actuarial and Reinsurance leadership team
- Define and monitor KPIs for the product in line with the agreed vision
- Work with the Retail Product Director, Delivery Manager and programme management to manage squad budget and benefits definition and delivery
- Work with the Retail Actuarial and Reinsurance leadership team to ensure programme delivery is aligned to internal risk policies (e.g. Model Risk) and external standards (e.g. TAS100)
- Collaborate with key stakeholders including but not limited to demographic science, proposition, data, operations, distribution, engineering and design to deliver outstanding products
- Collaborate with other product owners to ensure alignment with the overall vision of the wider transformation programme
- Lead discreet work packages as part of the overall roadmap for the product to deliver defined benefits and KPIs
- Prioritise product backlogs and roadmap initiatives based on business impact, stakeholder value and regulatory constraints
- Collaborate with business readiness and impacted teams to ensure successful deployment of the product into live environment
- Ensure programme milestones are met and deliverables are of high quality
Skills and Experience
- Degree or professional equivalent, or significant experience in similar role (essential)
- Significant experience as Product Owner in B2B2C digital propositions or leading product ownership in transformation programmes
- Previous experience working with Actuarial teams and pricing systems
- Understanding of actuarial concepts e.g. cashflow modelling, present values (essential)
- Highly accurate and quality focused, with excellent attention to detail
- Resilient and able to adapt, working hands‑on when required
- Excellent interpersonal and collaboration skills and able to communicate to a range of stakeholders
- Experience of working in a customer focused environment creating disruptive customer propositions
- Highly organised with a high level of self‑motivation and enthusiasm to succeed
- Ability to plan, manage & prioritise own workload, e.g. personal planning, organisations and ability to multi‑task to see a job through to conclusion
Our Behaviours
At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.
What’s in it for you
- A competitive salary, pension scheme and life assurance
- 25 days annual leave plus an additional day on us for your birthday
- Private medical cover and income protection
- A generous and highly achievable bonus scheme
- Opportunities to progress your career in‑role and within the company
- Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
- A variety of employee‑funded benefits available via our online benefits portal
- Additional purchase options available for you and your loved ones
Diversity and Inclusion
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
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