Senior Credit Risk Analyst

Credit Risk Strategy Analyst

Sponsorship Available

Salary: £60,000-£75,000 plus bonus

Location + work pattern: London (hybrid working, 2‑3 days per week in the office)

THE COMPANY

• A well‑established UK consumer finance business operating across multiple lending and savings products.
• Known for strong technical infrastructure, advanced analytics and a transparent, customer‑focused approach.
• Long track record of developing high‑performing credit risk professionals within the UK market.

THE ROLE

This is a core credit risk and commercial strategy role, taking ownership of a specific product area within a wider credit risk function. You will work closely with senior stakeholders to drive data‑led decisions across the customer lifecycle.

Specifically, you can expect to be involved in:

• Owning and developing credit risk strategy for a defined lending product.
• Using SQL and Python to analyse performance, identify trends and recommend actions.
• Supporting commercial decision‑making through robust, insight‑driven analysis.
• Communicating findings clearly to both technical and non‑technical stakeholders.

YOUR SKILLS AND EXPERIENCE

• Proven experience within credit risk strategy in a consumer lending environment.
• STEM degree from a Russel Group University is important.
• Strong capability in SQL for data extraction and analysis.
• Working knowledge of Python for analytical and modelling tasks.
• Ability to structure problems clearly and communicate your approach and conclusions effectively.

THE BENEFITS

• Competitive base salary with performance‑related bonus.
• Hybrid working model with flexibility across the week.
• Opportunity to work alongside experienced credit risk leaders and analysts.
• Strong platform for long‑term career development within UK lending and risk.

THE PROCESS

• Initial case‑study interview assessing quantitative, conceptual and communication skills.
• Technical assessment focused on SQL or Python, completed remotely.
• Final in‑person stage including a credit case study, values discussion and Q&A.

HOW TO APPLY

Please register your interest via the apply link on this page.

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