Senior Manager – Credit Risk Advisory & Transformation
Location: London (Hybrid)
Type: Permanent
A leading consulting and advisory firm is expanding its Credit Risk Advisory practice and is looking to hire an experienced Manager and Senior Manager to support the continued growth of its banking transformation offering.
This is an opportunity to join a high-performing team that works with major banking and financial services clients on large-scale credit risk transformation programmes, operating model redesign, process optimisation and strategic uplift initiatives across the end-to-end credit lifecycle.
Importantly, this team is
not focused on credit risk modelling or internal audit delivery. Instead, the focus is on advising clients on how to design, improve and transform credit risk functions, frameworks, governance and operating models in response to changing regulation, customer expectations and technology innovation.
The Role you will work closely with banking clients to shape and deliver credit risk transformation initiatives across areas including:
- Credit risk target operating model (TOM) design
- Credit process optimisation and remediation
- Underwriting and lending transformation
- Credit governance and controls enhancement
- Portfolio management frameworks
- Collections and recoveries transformation
- Digital lending and workflow transformation
- Credit risk framework and policy uplift
- Three lines of defence design and effectiveness
- Credit risk operating model reviews and best practice advisory
The role combines client delivery, stakeholder engagement, business development and team leadership, offering strong progression opportunities within a growing practice.
What We’re Looking ForWe are particularly interested in candidates with strong
credit risk change, transformation or advisory experience gained either:
- within a consulting/advisory environment; or
- in-house within a bank or financial institution delivering strategic credit risk change programmes.
Suitable backgrounds may include:
- Credit risk transformation
- Credit operating model design
- Lending process transformation
- Credit policy and governance
- Portfolio management change initiatives
- Digital lending implementation
- Credit process improvement and optimisation
- Enterprise-wide risk transformation programmes
Candidates should ideally demonstrate experience across several of the following:
- Retail, commercial or wholesale banking credit risk
- End-to-end lending lifecycle processes
- Operating model and TOM design
- Business analysis and process mapping
- Stakeholder management across 1st and 2nd line functions
- Regulatory-driven transformation initiatives
- Credit risk framework enhancement
- Leading project teams and client engagements
Ideal Profile
- Strong understanding of credit risk management best practice
- Experience delivering complex change programmes within banking
- Excellent communication and stakeholder management skills
- Ability to operate strategically while remaining hands-on
- Consulting experience highly desirable, though strong in-house transformation profiles are equally relevant
- Experience working with senior banking stakeholders and cross-functional teams