Applied Scientist – AI, Credit Risk

A global credit analytics business is expanding its AI capability across both internal operations and client‑facing products. The team sits at the intersection of data science, credit intelligence, and applied AI, building solutions that support better lending, pricing, and decisioning outcomes. With access to large-scale financial datasets and enterprise‑grade cloud tooling, this is a strong environment for someone wanting commercial AI ownership.

This role is for an AI Consultant operating across credit risk modelling and applied AI solution development. You will build models, develop AI‑powered tooling, and work directly with financial services clients to shape and deliver commercial solutions.

Key Responsibilities

• Build and optimise credit risk models across lending use cases
• Develop AI‑powered internal tools including copilots and automation workflows
• Design and deploy solutions using LLMs and modern AI tooling
• Partner directly with enterprise clients on pricing and decisioning products
• Research and test alternative modelling techniques for credit analytics
• Work closely with analytics and product teams to validate commercial opportunities
• Present findings and technical solutions to stakeholders and clients
• Work model: Hybrid, 3 days onsite in London (non‑negotiable)
• Tech stack: Python, SQL, GCP, Vertex AI, Gemini, LLMs

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