Role Title Senior Modelling Credit Analyst
Salary £50-£60k
Location + work pattern Hertfordshire (hybrid working, with 1-2 days per week in the office)
THE COMPANY
- A UK-based financial services business operating within the automotive and consumer finance space.
- Part of a larger international group, combining the stability of a global organisation with the agility of a smaller UK operation.
- Regulated under a banking licence, with an expanding credit risk and analytics capability.
THE ROLE
This role will play a key part in building out the credit risk modelling capability in the UK, with initial focus on IFRS 9 models and longer-term exposure to a broader range of credit models.
Specifically, you can expect to be involved in:
- Ownership, development, enhancement and validation of credit risk models.
- Redevelopment and ongoing management of IFRS 9 models, including PD, LGD and EAD.
- Working closely with international stakeholders to transition model ownership into the UK.
- Supporting ICAAP modelling and stress testing activity.
- Contributing to future development of scorecards and other credit models over time.
YOUR SKILLS AND EXPERIENCE
- Experience developing or owning credit risk models within a banking or regulated financial services environment.
- Strong background in IFRS 9, stress testing, provisioning or capital models.
- Hands‑on experience developing PD and/or LGD models.
- Programming experience using SAS and/or Python, with confidence working in SAS-based environments.
THE BENEFITS
- Competitive salary and benefits package.
- Hybrid working with flexibility on office attendance.
- Opportunity to take full ownership of models and influence their future development.
- Exposure to a broad range of credit risk models as the team continues to grow.
THE PROCESS
- Initial online interview focused on role overview and experience.
- Technical task followed by a competency-based interview.
HOW TO APPLY
Please register your interest via the apply link on this page.
#J-18808-Ljbffr”, “datePosted”: “2026-05-18”, “hiringOrganization”: { “@type”: “Organization”, “name”: “Harnham”, “sameAs”: “https://uk.whatjobs.com/pub_api__cpl__435631333__4861?utm_campaign=publisher&utm_medium=api&utm_source=4861” }, “jobLocation”: { “@type”: “Place”, “address”: { “@type”: “PostalAddress”, “addressLocality”: “” } } }Role Title Senior Modelling Credit Analyst
Salary £50-£60k
Location + work pattern Hertfordshire (hybrid working, with 1-2 days per week in the office)
THE COMPANY
- A UK-based financial services business operating within the automotive and consumer finance space.
- Part of a larger international group, combining the stability of a global organisation with the agility of a smaller UK operation.
- Regulated under a banking licence, with an expanding credit risk and analytics capability.
THE ROLE
This role will play a key part in building out the credit risk modelling capability in the UK, with initial focus on IFRS 9 models and longer-term exposure to a broader range of credit models.
Specifically, you can expect to be involved in:
- Ownership, development, enhancement and validation of credit risk models.
- Redevelopment and ongoing management of IFRS 9 models, including PD, LGD and EAD.
- Working closely with international stakeholders to transition model ownership into the UK.
- Supporting ICAAP modelling and stress testing activity.
- Contributing to future development of scorecards and other credit models over time.
YOUR SKILLS AND EXPERIENCE
- Experience developing or owning credit risk models within a banking or regulated financial services environment.
- Strong background in IFRS 9, stress testing, provisioning or capital models.
- Hands‑on experience developing PD and/or LGD models.
- Programming experience using SAS and/or Python, with confidence working in SAS-based environments.
THE BENEFITS
- Competitive salary and benefits package.
- Hybrid working with flexibility on office attendance.
- Opportunity to take full ownership of models and influence their future development.
- Exposure to a broad range of credit risk models as the team continues to grow.
THE PROCESS
- Initial online interview focused on role overview and experience.
- Technical task followed by a competency-based interview.
HOW TO APPLY
Please register your interest via the apply link on this page.
#J-18808-Ljbffr…